एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।
CGTMSE कोलेटरल-मुक्त क्रेडिट गारंटी, पीएमईजीपी (PMEGP) पूंजीगत सब्सिडी, पीएम मुद्रा योजना एवं सिडबी (SIDBI) प्रत्यक्ष वित्तपोषण सहित 96 सत्यापित व्यापार ऋण योजनाओं की निष्पक्ष जानकारी।
Lender:AU Small Finance Bank
₹2 Lakh to ₹2 Crore MSME credit at 9.50% – 13.50% with Up to 10 years tenure.
Lender:Aditya Birla Finance Ltd.
₹10 Lakh to ₹10 Crore MSME credit at 9.50% – 13.50% with Up to 7 years tenure.
Lender:Axis Bank Ltd.
₹10 Lakh to ₹5 Crore MSME credit at 9.25% – 12.00% with Up to 7 years tenure.
Lender:Axis Bank Ltd.
₹3 Lakh to ₹30 Lakh MSME credit at 11.00% – 15.50% with Up to 3 years tenure.
Lender:Aye Finance Pvt. Ltd.
₹50,000 to ₹30 Lakh MSME credit at 12.50% – 19.00% with Up to 3 years tenure.
Lender:Bajaj Finance Ltd. (Bajaj Finserv)
₹5 Lakh to ₹80 Lakh MSME credit at 11.00% – 16.00% with Up to 8 years tenure.
Lender:Bank of Baroda (BOB)
₹10 Lakh to ₹10 Crore MSME credit at 8.65% – 10.25% with Up to 7 years tenure.
Lender:Bank of India
₹5 Lakh to ₹5 Crore MSME credit at 8.45% – 9.55% with Up to 7 years tenure.
Lender:Bank of India
₹5 Lakh to ₹2 Crore MSME credit at 8.65% – 10.15% with Up to 7 years tenure.
Lender:Bank of India
Up to ₹1 Lakh MSME credit at 8.50% – 9.75% with Up to 3 years tenure.
Lender:Bank of India
₹10 Lakh to ₹5 Crore MSME credit at 8.75% – 10.35% with Up to 12 months (Renewable) tenure.
Lender:Bank of Maharashtra
₹5 Lakh to ₹5 Crore MSME credit at 8.40% – 9.50% with Up to 7 years tenure.
Lender:Bank of Maharashtra
₹5 Lakh to ₹5 Crore MSME credit at 8.60% – 10.15% with Up to 7 years tenure.
Lender:Bank of Baroda (BOB)
₹10 Lakh to ₹10 Crore MSME credit at 8.50% – 9.65% with Up to 10 years tenure.
Lender:Bank of Baroda (BOB)
₹10 Lakh to ₹5 Crore MSME credit at 8.75% – 10.35% with Up to 12 months tenure.
Lender:Bank of Baroda (BOB)
₹5 Lakh to ₹5 Crore MSME credit at 8.75% – 10.45% with Up to 5 years tenure.
Lender:Bank of Baroda (BOB)
₹25 Lakh to ₹20 Crore MSME credit at 8.50% – 9.75% with Up to 10 years tenure.
Lender:Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Collateral-free credit guarantee enabling bank loans up to ₹5 Crore for micro and small enterprises.
Lender:Canara Bank
₹5 Lakh to ₹10 Crore MSME credit at 8.45% – 9.60% with Up to 10 years tenure.
Lender:Canara Bank
₹10 Lakh to ₹5 Crore MSME credit at 8.70% – 10.25% with Up to 12 months tenure.
Lender:Canara Bank
₹10 Lakh to ₹5 Crore MSME credit at 8.65% – 10.15% with Up to 7 years tenure.
Lender:Canara Bank
₹5 Lakh to ₹1 Crore MSME credit at 8.40% – 9.75% with Up to 7 years tenure.
Lender:Canara Bank
₹2 Lakh to ₹1 Crore MSME credit at 8.75% – 10.50% with Up to 5 years tenure.
Lender:Central Bank of India
₹2 Lakh to ₹1 Crore MSME credit at 8.75% – 10.50% with Up to 5 years tenure.
Lender:Central Bank of India
Up to ₹1 Crore MSME credit at 8.40% – 9.65% with Up to 7 years tenure.
Lender:Central Bank of India
₹5 Lakh to ₹5 Crore MSME credit at 8.65% – 10.25% with Up to 7 years tenure.
Lender:Cholamandalam Investment & Finance Co.
₹5 Lakh to ₹5 Crore MSME credit at 9.75% – 14.00% with Up to 7 years tenure.
Lender:Federal Bank
₹5 Lakh to ₹2.5 Crore MSME credit at 8.95% – 11.50% with Up to 7 years tenure.
Lender:FlexiLoans (Epimoney Pvt. Ltd.)
₹50,000 to ₹50 Lakh MSME credit at 12.00% – 19.00% with Up to 2 years tenure.
Lender:HDFC Bank Ltd.
₹5 Lakh to ₹75 Lakh MSME credit at 10.50% – 15.00% with Up to 4 years tenure.
Lender:HDFC Bank Ltd.
₹10 Lakh to ₹10 Crore MSME credit at 8.85% – 10.50% with Up to 12 months (Renewable) tenure.
Lender:HDFC Bank Ltd.
₹1 Lakh to ₹25 Lakh MSME credit at 11.00% – 16.00% with Up to 3 years tenure.
Lender:Hero FinCorp Ltd.
₹3 Lakh to ₹40 Lakh MSME credit at 11.50% – 16.50% with Up to 3 years tenure.
Lender:ICICI Bank Ltd.
₹10 Lakh to ₹5 Crore MSME credit at 9.00% – 11.50% with Up to 12 months tenure.
Lender:ICICI Bank Ltd.
₹5 Lakh to ₹5 Crore MSME credit at 9.25% – 13.50% with Up to 7 years tenure.
Lender:ICICI Bank Ltd.
₹5 Lakh to ₹50 Lakh MSME credit at 9.50% – 13.00% with Up to 12 months tenure.
Lender:IDFC FIRST Bank
₹5 Lakh to ₹1 Crore MSME credit at 10.50% – 14.00% with Up to 5 years tenure.
Lender:InCred Financial Services Ltd.
₹5 Lakh to ₹75 Lakh MSME credit at 11.00% – 16.00% with Up to 4 years tenure.
Lender:Indian Bank
₹5 Lakh to ₹5 Crore MSME credit at 8.65% – 9.95% with Up to 5 years tenure.
Lender:Indian Bank
₹10 Lakh to ₹5 Crore MSME credit at 8.70% – 10.20% with Up to 7 years tenure.
Lender:Indian Bank
₹5 Lakh to ₹5 Crore MSME credit at 8.45% – 9.60% with Up to 10 years tenure.
Lender:Indian Overseas Bank (IOB)
₹2 Lakh to ₹1 Crore MSME credit at 8.45% – 9.75% with Up to 7 years tenure.
Lender:Indian Overseas Bank (IOB)
₹10 Lakh to ₹5 Crore MSME credit at 8.65% – 10.20% with Up to 7 years tenure.
Lender:IndusInd Bank
₹2 Lakh to ₹30 Lakh MSME credit at 11.25% – 16.00% with Up to 3 years tenure.
Lender:Kinara Capital (Visage Holdings and Finance)
₹1 Lakh to ₹30 Lakh MSME credit at 11.50% – 16.50% with Up to 4 years tenure.
Lender:Kotak Mahindra Bank
₹5 Lakh to ₹75 Lakh MSME credit at 10.75% – 14.50% with Up to 4 years tenure.
Lender:Kotak Mahindra Bank
₹3 Lakh to ₹50 Lakh MSME credit at 10.25% – 13.50% with Up to 4 years tenure.
Lender:Lendingkart Finance Ltd.
₹50,000 to ₹50 Lakh MSME credit at 12.00% – 18.00% with Up to 3 years tenure.
Lender:Muthoot Finance Ltd.
₹1 Lakh to ₹1 Crore MSME credit at 9.50% – 14.00% with Up to 12 months (Renewable) tenure.
₹5 Lakh to ₹5 Crore MSME credit at 8.50% – 10.00% with Up to 90 days per cycle (Revolving) tenure.
Lender:NeoGrowth Credit Pvt. Ltd.
₹1 Lakh to ₹75 Lakh MSME credit at 12.00% – 18.00% with Up to 3 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹10,000 collateral-free working capital loan for street vendors with 7% interest subsidy.
Lender:Small Industries Development Bank of India (SIDBI)
₹20,000 second-stage loan for street vendors with prompt 1st tranche repayment history.
Lender:Small Industries Development Bank of India (SIDBI)
₹50,000 expansion loan over 36 months for street vendors graduating from Tranches 1 & 2.
Lender:Ministry of Micro, Small and Medium Enterprises
Concessional artisan loan of ₹1,00,000 at 5% fixed interest rate with ₹15,000 toolkit voucher.
Lender:Ministry of Micro, Small and Medium Enterprises
Second-stage artisan expansion credit up to ₹2,00,000 at 5% interest rate over 30 months.
Lender:Ministry of Micro, Small and Medium Enterprises
Greenfield manufacturing setup credit up to ₹50 Lakh with 15% to 35% government capital subsidy.
Lender:Ministry of Micro, Small and Medium Enterprises
Second loan up to ₹1 Crore for scaling existing PMEGP units with 15% government capital subsidy.
Lender:Ministry of Micro, Small and Medium Enterprises
New service enterprise credit up to ₹20 Lakh with 15% to 35% government capital subsidy.
Lender:Punjab National Bank (PNB)
Up to ₹2 Lakh MSME credit at 8.50% – 9.50% with Up to 3 years tenure.
Lender:Punjab National Bank (PNB)
₹10 Lakh to ₹5 Crore MSME credit at 8.75% – 10.50% with Up to 12 months (Revolving) tenure.
Lender:Punjab National Bank (PNB)
₹5 Lakh to ₹5 Crore MSME credit at 8.65% – 10.25% with Up to 12 months (Renewable) tenure.
Lender:Punjab National Bank (PNB)
Up to ₹10 Lakh MSME credit at 8.40% – 9.75% with Up to 10 years (with 1-year moratorium) tenure.
Lender:Punjab National Bank (PNB)
₹10 Lakh to ₹50 Crore MSME credit at 8.50% – 9.75% with Up to 10 years tenure.
Lender:Poonawalla Fincorp Ltd.
₹5 Lakh to ₹50 Lakh MSME credit at 10.50% – 14.50% with Up to 3 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
Equipment and expansion loan from ₹50,001 to ₹5 Lakh under MUDRA with zero third-party collateral.
Lender:Small Industries Development Bank of India (SIDBI)
Collateral-free micro loan up to ₹50,000 at 0% processing fee for starting or running micro businesses.
Lender:Small Industries Development Bank of India (SIDBI)
Enhanced MUDRA loan up to ₹20 Lakh for entrepreneurs with successful prior Tarun repayment history.
Lender:Small Industries Development Bank of India (SIDBI)
Business scaling credit from ₹5 Lakh to ₹10 Lakh without real estate mortgage under MUDRA.
Lender:Protium Finance Ltd.
₹3 Lakh to ₹5 Crore MSME credit at 10.50% – 15.00% with Up to 5 years tenure.
Lender:Punjab & Sind Bank
₹5 Lakh to ₹5 Crore MSME credit at 8.70% – 10.25% with Up to 7 years tenure.
Lender:Punjab & Sind Bank
₹2 Lakh to ₹2 Crore MSME credit at 8.80% – 10.45% with Up to 5 years tenure.
Lender:State Bank of India (SBI)
₹10 Lakh to ₹20 Crore MSME credit at 8.90% – 10.75% with Up to 10 years tenure.
Lender:State Bank of India (SBI)
₹1 Lakh to ₹5 Crore MSME credit at 8.65% – 10.50% with Up to 7 years tenure.
Lender:State Bank of India (SBI)
Up to ₹10 Lakh MSME credit at 8.50% – 10.50% with Up to 5 years tenure.
Lender:State Bank of India (SBI)
₹25 Lakh to ₹5 Crore MSME credit at 8.75% – 10.25% with Up to 7 years tenure.
Lender:State Bank of India (SBI)
₹10 Lakh to ₹1 Crore MSME credit at 8.50% – 10.00% with Up to 7 years tenure.
Lender:State Bank of India (SBI)
₹5 Lakh to ₹10 Crore MSME credit at 8.50% – 9.75% with Up to 12 months (Revolving) tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹10 Lakh to ₹15 Crore MSME credit at 8.00% – 9.15% with Up to 7 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹25 Lakh to ₹5 Crore MSME credit at 8.40% – 9.60% with Up to 7 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹10 Lakh to ₹1 Crore MSME credit at 8.00% – 9.25% (Ultra-concessional) with Up to 7 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹50 Lakh to ₹5 Crore MSME credit at 8.25% – 9.40% with Up to 5 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹25 Lakh to ₹2 Crore MSME credit at 8.25% – 9.50% (Concessional SIDBI direct lending) with Up to 5 years (with 6 months moratorium) tenure.
Lender:Small Industries Development Bank of India (SIDBI)
₹50 Lakh to ₹20 Crore MSME credit at 8.25% – 9.50% with Up to 7 years tenure.
Lender:Shriram Finance Ltd.
₹3 Lakh to ₹3 Crore MSME credit at 10.00% – 15.00% with Up to 7 years tenure.
Lender:Small Industries Development Bank of India (SIDBI)
Greenfield enterprise credit from ₹10 Lakh to ₹1 Crore for Scheduled Caste and Scheduled Tribe founders.
Lender:Small Industries Development Bank of India (SIDBI)
Greenfield enterprise credit from ₹10 Lakh to ₹1 Crore for women entrepreneurs across all bank branches.
Lender:Tata Capital Ltd.
₹5 Lakh to ₹5 Crore MSME credit at 10.00% – 14.50% with Up to 5 years tenure.
Lender:UCO Bank
Up to ₹2 Lakh MSME credit at 8.50% – 9.50% with Up to 3 years tenure.
Lender:UCO Bank
₹5 Lakh to ₹5 Crore MSME credit at 8.75% – 10.35% with Up to 7 years tenure.
Lender:UCO Bank
₹2 Lakh to ₹1 Crore MSME credit at 8.80% – 10.50% with Up to 5 years tenure.
Lender:Union Bank of India
₹10 Lakh to ₹5 Crore MSME credit at 8.70% – 10.25% with Up to 12 months tenure.
Lender:Union Bank of India
₹5 Lakh to ₹1 Crore MSME credit at 8.40% – 9.65% with Up to 7 years tenure.
Lender:Union Bank of India
₹5 Lakh to ₹10 Crore MSME credit at 8.85% – 10.75% with Up to 10 years tenure.
Lender:Union Bank of India
₹2 Lakh to ₹2 Crore MSME credit at 8.75% – 10.50% with Up to 5 years tenure.
Lender:Union Bank of India
₹10 Lakh to ₹5 Crore MSME credit at 8.65% – 10.20% with Up to 7 years tenure.