Eligo is India's independent civic information platform for government schemes — not affiliated with any government body.
Empowering citizens and enterprise founders with instant mathematical clarity. These interactive evaluators calculate loan EMIs, Central Government capital subsidies, and statutory tax savings directly in your browser. No registration, no cookies, and no personal data collection.
Compute precise monthly EMI installments, total interest cost, and principal vs interest amortization splits for Home, Education, Business, Personal, and Vehicle loans.
Determine your exact Prime Minister’s Employment Generation Programme (PMEGP) capital subsidy percentage (15%–35%) and required promoter margin money based on category, location, and project cost.
Find the exact MUDRA tier (Shishu ≤₹50k, Kishore ₹50k–₹10L, Tarun ₹10L–₹20L) for your micro-enterprise with CGFMU 100% collateral exemption rules and monthly EMI.
Calculate annual and cumulative 8-year tax savings under Section 80E of the Income Tax Act on higher education loan interest payments across all tax slabs.
Calculate the total interest amount waived by the Ministry of Education during the course moratorium period for students with annual family income up to ₹4.50 Lakh.
Calculate official central DBT subsidy (₹30,000 / ₹60,000 / ₹78,000), recommended solar capacity (1kW–3kW+), net citizen investment, and monthly electricity savings under PM Surya Ghar Muft Bijli Yojana.
Compute subsidized 4% net interest rate on crop loans up to ₹3 Lakhs under RBI/NABARD Modified Interest Subvention Scheme (MISS) with 3% prompt repayment incentive.
Calculate maturity corpus for your girl child at age 21 with 8.2% sovereign compound interest, 15-year deposit schedules, and complete Section 80C tax exemption.
Determine exact required monthly contribution for guaranteed lifetime pension of ₹1,000 to ₹5,000 per month from age 60, total investment, and return of corpus to nominee.
Simulate the financial risks of paying only the 5% minimum due on credit cards. Uncover how 42% APR turns revolving balances into decades-long debt traps compared to fixed EMI discipline.
Calculate PMAY-Urban 2.0 home loan interest subsidy (up to ₹1.80 Lakh at 4% subvention) and PMAY-Gramin pucca housing direct grant (up to ₹1.67 Lakh with MGNREGS & toilet convergence).
Unlike commercial loan aggregator portals that require your phone number, name, and email before revealing your calculated EMI or loan eligibility, Eligo's tools are completely open. All mathematical algorithms run strictly on your local device via client-side JavaScript. No parameters are transmitted to our servers or third-party lead generation brokers.