Eligo is India's independent civic information platform for government schemes — not affiliated with any government body.
India's independent, non-commercial directory for every government-notified and public sector insurance scheme. Transparent benefits, honest policy gaps, official IRDAI settlement figures, and zero lead-generation agents.
Browse government and PSU-backed programs designed for each risk scenario.
Ayushman Bharat PM-JAY national scheme, 33 state top-ups (MPJAY, Chiranjeevi, Aarogyasri), CGHS cities & ESIC hospital network.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY at ₹436/yr), AABY for rural breadwinners, and LIC social security funds.
Pradhan Mantri Fasal Bima Yojana (PMFBY) across 28 states, RWBCIS weather-indexed insurance, and state disaster relief funds.
Pradhan Mantri Suraksha Bima Yojana (PMSBY at ₹20/yr), DDU-GKY youth cover, and state transport/unorganized worker funds.
Displaying verified public sector and state welfare insurance schemes.
Landless tenant cultivators identified by Gram Panchayat. Includes free education scholarship for up to 2 high school children.
Artisans registered under Ministry of MSME / Vishwakarma scheme. Includes free education scholarship for up to 2 high school children.
Active rural handloom weavers registered under Ministry of Textiles. Includes free education scholarship for up to 2 high school children.
Spinners and weavers certified by Khadi and Village Industries Commission (KVIC). Includes free education scholarship for up to 2 high school children.
Commercial transport drivers registered with urban transport welfare unions. Includes free education scholarship for up to 2 high school children.
Beedi workers holding identification card under Labour Welfare Fund. Includes free education scholarship for up to 2 high school children.
Traditional fishermen holding fisheries department registration. Includes free education scholarship for up to 2 high school children.
National Health Mission accidental death and permanent disability protection of ₹2 Lakh for rural ASHA workers.
Head of rural landless family or one earning member aged 18-59. Includes free education scholarship for up to 2 high school children.
Tailored crop coverage for terrace cultivation, barley, off-season peas, and potato in cold arid and temperate hill zones.
Yield protection for ragi, bajra, groundnut, and redgram against early dry spells in semi-arid southern plateau.
Specialized coverage for coastal paddy, coconut, and cashew against storm surges and monsoon depressions.
Rainfall aberration and fungal disease protection for pepper, cardamom, arecanut, and paddy in humid coastal plains.
Drought and late monsoon withdrawal protection for groundnut, cotton, sesame, and castor.
Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.
Yield risk coverage for island coconut, arecanut, banana, and spices against tropical cyclones and high wind shears.
Multi-peril protection for high-rainfall northeastern terrace rice, organic ginger, and high-altitude maize.
Protection against inundation of aman paddy, boro paddy, and jute crops in tidal and deltaic lower Bengal plains.
Comprehensive cover addressing high vulnerability to early dry spells followed by riverine flooding in northern Bihar and eastern UP.
Yield protection for intensive wheat-paddy-sugarcane crop rotation against unseasonal hail and canal breach waterlogging.
Crop loss protection for high-yielding wheat, basmati paddy, and mustard against March terminal heat waves and hailstorms.
Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.
Multi-peril insurance for rainfed soybean, chickpea, lentil, and coriander against severe drought cycles.
Tailored protection for rainfed cotton, pigeonpea (tur), and soybean in drought-prone Marathwada and Vidarbha.
State-notified public health assurance program providing cashless medical treatment across Andaman And Nicobar Islands.
State-notified public health assurance program providing cashless medical treatment across Andhra Pradesh.
Direct financial relief of ₹5 Lakh for accidental death or permanent total disability for poor and unorganized families in AP.
Special accidental death cover of ₹2 Lakh for grassroots ICDS frontline Anganwadi workers.
State-notified public health assurance program providing cashless medical treatment across Arunachal Pradesh.
State-notified public health assurance program providing cashless medical treatment across Assam.
Ex-gratia relief of ₹2 Lakh for fatal factory and garden workplace accidents in tea estates.
Guaranteed monthly pension of ₹1,000 - ₹5,000 for subscriber with 100% pension continued to spouse, and complete corpus returned to nominee.
India's national flagship health assurance program providing ₹5 Lakh annual cashless treatment for secondary and tertiary care.
Dedicated ₹5 Lakh annual cashless healthcare top-up exclusively for citizens aged 70 years and above, over and above family floater limits. Universal coverage regardless of economic status.
Cashless medical treatment and specialized TB/cancer treatment reimbursement for beedi rollers.
Structural collapse of betel vine shades (boroj) and root wilt disease compensation.
State-notified public health assurance program providing cashless medical treatment across Bihar.
100% state-funded crop assistance providing ₹7,500/ha for loss up to 20% and ₹10,000/ha for loss >20%.
Financial assistance of ₹2 Lakh on accidental death and ₹1 Lakh on permanent disability for registered unorganized workers.
Vannamei shrimp viral disease, oxygen crash, and cyclone flooding risk protection.
Annual hospitalization reimbursement and critical illness financial grant up to ₹3 Lakh.
Mortality cover for Raika/Rebari pastoral camel herds, horses, and donkeys against epidemics.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agartala.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agra.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ahmedabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aizawl.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ajmer.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aligarh.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ambala.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Amritsar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Asansol.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bareilly.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Belagavi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bengaluru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Berhampur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhagalpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhopal.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhubaneswar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bikaner.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chandigarh.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chennai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Coimbatore.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Cuttack.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dehradun.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Delhi NCR.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dhanbad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Faridabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gangtok.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gaya.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gorakhpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Guwahati.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gwalior.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hubballi-Dharwad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hyderabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Imphal.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Indore.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jabalpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jaipur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jalandhar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jammu.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jamshedpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jhansi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jodhpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kanpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kochi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kohima.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kolkata.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kota.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kozhikode.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Lucknow.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Madurai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mangaluru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Meerut.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Moradabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mumbai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Muzaffarpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mysuru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Nagpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Panaji.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Patna.
Every policy listed in this directory is either notified in the Official Gazette of India, established by state statute, or underwritten by a public sector enterprise (LIC, New India, United India, National Insurance, Oriental, AICIL).
Unlike commercial portals that hide policy limitations, Eligo explicitly details policy caps, exclusions, waiting periods, and common reasons for claim rejection.
We do not collect phone numbers, do not sell user data to telemarketers, and do not receive commissions. All application links lead directly to official government portals or public bank net-banking services.