Eligo is India's independent civic information platform for government schemes — not affiliated with any government body.
Comprehensive directory of India's central and state-notified health insurance schemes. Offering pre-existing illness coverage from day one, cashless inpatient treatment across 29,000+ empaneled hospitals, and specialized state top-ups.
India's public health assurance ecosystem operates on a two-tier federal framework. At the national level, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides a baseline entitlement of ₹5 Lakh per eligible family per year for secondary and tertiary inpatient care, fully funded by the central and state governments in a 60:40 ratio.
Multiple progressive states run enhanced top-up programs that dramatically raise the coverage ceiling — including Rajasthan's Mukhyamantri Chiranjeevi Swasthya Bima (up to ₹25 Lakh cover), Andhra Pradesh's Dr. YSR Aarogyasri (up to ₹25 Lakh cover), and Maharashtra's Mahatma Jyotirao Phule Jan Arogya Yojana (expanded universal ₹5 Lakh cover).
In addition to poverty-targeted schemes, the directory documents dedicated statutory healthcare programs: the Central Government Health Scheme (CGHS) serving central employees and pensioners across 75+ cities, and the Employees' State Insurance Corporation (ESIC) protecting organized industrial wage-earners through dedicated ESIC dispensaries and medical colleges.
Click on any scheme for verified eligibility criteria, exclusions, and official government portal enrollment.
State-notified public health assurance program providing cashless medical treatment across Andaman And Nicobar Islands.
State-notified public health assurance program providing cashless medical treatment across Andhra Pradesh.
State-notified public health assurance program providing cashless medical treatment across Arunachal Pradesh.
State-notified public health assurance program providing cashless medical treatment across Assam.
India's national flagship health assurance program providing ₹5 Lakh annual cashless treatment for secondary and tertiary care.
Dedicated ₹5 Lakh annual cashless healthcare top-up exclusively for citizens aged 70 years and above, over and above family floater limits. Universal coverage regardless of economic status.
Cashless medical treatment and specialized TB/cancer treatment reimbursement for beedi rollers.
State-notified public health assurance program providing cashless medical treatment across Bihar.
Annual hospitalization reimbursement and critical illness financial grant up to ₹3 Lakh.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agartala.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agra.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ahmedabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aizawl.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ajmer.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aligarh.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ambala.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Amritsar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Asansol.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bareilly.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Belagavi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bengaluru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Berhampur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhagalpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhopal.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhubaneswar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bikaner.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chandigarh.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chennai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Coimbatore.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Cuttack.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dehradun.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Delhi NCR.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dhanbad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Faridabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gangtok.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gaya.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gorakhpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Guwahati.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gwalior.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hubballi-Dharwad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hyderabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Imphal.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Indore.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jabalpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jaipur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jalandhar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jammu.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jamshedpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jhansi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jodhpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kanpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kochi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kohima.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kolkata.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kota.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kozhikode.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Lucknow.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Madurai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mangaluru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Meerut.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Moradabad.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mumbai.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Muzaffarpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mysuru.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Nagpur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Panaji.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Patna.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Port Blair.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Prayagraj.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Puducherry City.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Pune.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Raipur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Rajkot.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ranchi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Rohtak.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Rourkela.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Shillong.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Shimla.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Siliguri.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Srinagar.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Surat.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Thiruvananthapuram.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Tiruchirappalli.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Tirupati.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Udaipur.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Vadodara.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Varanasi.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Vijayawada.
Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Visakhapatnam.
State-notified public health assurance program providing cashless medical treatment across Chandigarh.
State-notified public health assurance program providing cashless medical treatment across Chhattisgarh.
Roadside emergency and hospital cashless cover for registered commercial vehicle operators.
State-notified public health assurance program providing cashless medical treatment across Dadra And Nagar Haveli And Daman And Diu.
State-notified public health assurance program providing cashless medical treatment across Delhi.
₹5 Lakh family hospitalization cover for registered domestic maids, cooks, and caretakers.
Cashless oncology, cardiology, organ transplant, and neurosurgery care at premier private tie-up hospitals for insured workers.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Andaman and Nicobar Islands.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Andhra Pradesh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Arunachal Pradesh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Assam.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Bihar.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Chandigarh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Chhattisgarh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Dadra & Nagar Haveli and Daman & Diu.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Delhi.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Goa.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Gujarat.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Haryana.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Himachal Pradesh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Jammu and Kashmir.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Jharkhand.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Karnataka.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Kerala.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Ladakh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Madhya Pradesh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Maharashtra.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Manipur.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Meghalaya.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Mizoram.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Nagaland.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across National Central Directory.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Odisha.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Puducherry.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Punjab.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Rajasthan.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Sikkim.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Tamil Nadu.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Telangana.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Tripura.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Uttar Pradesh.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across Uttarakhand.
Statutory multi-dimensional medical and cash disability insurance for industrial wage-earners across West Bengal.
Mandatory state-notified health coverage for delivery personnel and ride-hail drivers.
State-notified public health assurance program providing cashless medical treatment across Goa.
State-notified public health assurance program providing cashless medical treatment across Gujarat.
Health coverage for certified Pehchan artisan cardholders and master craftsmen.
Cashless health cover for weavers and ancillary workers with maternity and OPD dental cover.
State-notified public health assurance program providing cashless medical treatment across Haryana.
Financial assistance to poor patients suffering from serious diseases where free treatment is not available in government institutions.
State-notified public health assurance program providing cashless medical treatment across Himachal Pradesh.
State-notified public health assurance program providing cashless medical treatment across Jammu And Kashmir.
State-notified public health assurance program providing cashless medical treatment across Jharkhand.
State-notified public health assurance program providing cashless medical treatment across Karnataka.
State-notified public health assurance program providing cashless medical treatment across Kerala.
Integrated health and disability protection for rural spinning and khadi fabric weavers.
State-notified public health assurance program providing cashless medical treatment across Ladakh.
State-notified public health assurance program providing cashless medical treatment across Lakshadweep.
State-notified public health assurance program providing cashless medical treatment across Madhya Pradesh.
State-notified public health assurance program providing cashless medical treatment across Maharashtra.
State-notified public health assurance program providing cashless medical treatment across Manipur.
Specialized coastal hospital network with drowning and hyperbaric treatment facilities.
State-notified public health assurance program providing cashless medical treatment across Meghalaya.
State-notified public health assurance program providing cashless medical treatment across Mizoram.
State-notified public health assurance program providing cashless medical treatment across Nagaland.
Free surgical correction of deformities caused by leprosy along with wage loss compensation of ₹12,000 per surgery.
One-time financial support up to ₹50 Lakh for patients suffering from rare diseases (Group 1 and Group 2) for treatment at Centers of Excellence (CoEs).
Full cashless coverage with specialized occupational hazard and respiratory illness packages.
Comprehensive drug-resistant TB (MDR/XDR) inpatient treatment, free line probe assays, and monthly nutrition direct bank transfer.
Emergency cashless stabilization and surgical treatment for highway polytrauma and major burn victims at designated trauma centers.
State-notified public health assurance program providing cashless medical treatment across Odisha.
Ayushman Bharat prioritized fast-track enrollment for urban street vendors.
In-garden hospital coverage and super-specialty referral for tea and coffee estate workers.
Free lifelong hemodialysis and automated peritoneal dialysis services for all BPL renal failure patients across district hospitals.
State-notified public health assurance program providing cashless medical treatment across Puducherry.
State-notified public health assurance program providing cashless medical treatment across Punjab.
State-notified public health assurance program providing cashless medical treatment across Rajasthan.
One-time financial grant for poor patients suffering from life-threatening diseases receiving treatment in government super-specialty hospitals.
Accidental injury hospitalization and health assurance for urban transport laborers.
Specialized ophthalmic and dermatological cashless treatment for salt field laborers.
Complete diagnostic genetic counselling, blood transfusion, and hydroxyurea medication for tribal sickle cell trait and disease patients.
State-notified public health assurance program providing cashless medical treatment across Sikkim.
State-notified public health assurance program providing cashless medical treatment across Tamil Nadu.
State-notified public health assurance program providing cashless medical treatment across Tripura.
State-notified public health assurance program providing cashless medical treatment across Uttar Pradesh.
State-notified public health assurance program providing cashless medical treatment across Uttarakhand.
Zero-premium health cover with tetanus, hepatitis, and infectious disease diagnostics.