National Trauma & Burn Injury Management Medical Assistance
Emergency cashless stabilization and surgical treatment for highway polytrauma and major burn victims at designated trauma centers.
Sum Insured / Cover
Up to ₹3 Lakh Emergency Care
Annual Premium
100% Free / Government Funded
Claim Settlement
99.0% (Direct Government Grant)
Network / Scope
500 Empaneled
✦ Key Benefits & Policy Coverage
Emergency cashless stabilization and surgical treatment for highway polytrauma and major burn victims at designated trauma centers.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Rehabilitation and long-term cosmetic reconstruction excluded.
✦ Eligibility Requirements
Victims of severe road accidents and burn casualties across national highway corridors.
✦ Application, Enrollment & Claims Process
1. Verify medical diagnosis at designated government medical college or Center of Excellence.
2. Submit medical committee recommendation and Aadhaar.
3. Financial clearance or cashless voucher issued.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Medical Board Certificate, Diagnostic Reports, Aadhaar Card, Income Certificate / Ration Card.
✦ Life Situations Where This Scheme Helps
🏥♿
Health Emergency & Medical Care
Cashless hospital treatment up to ₹5 Lakh, free essential medicines, diagnostic services, and critical illness financial support.
Disability Support & Inclusion
Free assistive aids, specialized scholarships, accessible infrastructure grants, and pension schemes for Persons with Disabilities (PwD).
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India