ESIC Super Speciality Tie-Up Hospital Emergency Treatment
Cashless oncology, cardiology, organ transplant, and neurosurgery care at premier private tie-up hospitals for insured workers.
Sum Insured / Cover
100% Cashless Super Specialty Care
Annual Premium
100% Free / Government Funded
Claim Settlement
99.0% (Direct Government Grant)
Network / Scope
500 Empaneled
✦ Key Benefits & Policy Coverage
Cashless oncology, cardiology, organ transplant, and neurosurgery care at premier private tie-up hospitals for insured workers.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Requires online referral from ESIC hospital except in acute emergency admissions within 24 hours.
✦ Eligibility Requirements
Insured workers with 2+ years of continuous ESI contributions and active IP status.
✦ Application, Enrollment & Claims Process
1. Verify medical diagnosis at designated government medical college or Center of Excellence.
2. Submit medical committee recommendation and Aadhaar.
3. Financial clearance or cashless voucher issued.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Medical Board Certificate, Diagnostic Reports, Aadhaar Card, Income Certificate / Ration Card.
✦ Life Situations Where This Scheme Helps
💼🏥
Job Loss, Skill Training & Livelihood
Guaranteed rural wage employment, urban street-vendor loans, free vocational training, and self-employment rehabilitation programs.
Health Emergency & Medical Care
Cashless hospital treatment up to ₹5 Lakh, free essential medicines, diagnostic services, and critical illness financial support.
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India