Rashtriya Arogya Nidhi (RAN) Financial Assistance Scheme
One-time financial grant for poor patients suffering from life-threatening diseases receiving treatment in government super-specialty hospitals.
Sum Insured / Cover
Up to ₹15 Lakh Medical Grant
Annual Premium
100% Free / Government Funded
Claim Settlement
99.0% (Direct Government Grant)
Network / Scope
500 Empaneled
✦ Key Benefits & Policy Coverage
One-time financial grant for poor patients suffering from life-threatening diseases receiving treatment in government super-specialty hospitals.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Private hospital treatment not eligible. BPL income certificate required.
✦ Eligibility Requirements
Patients living below poverty line suffering from major life-threatening diseases.
✦ Application, Enrollment & Claims Process
1. Verify medical diagnosis at designated government medical college or Center of Excellence.
2. Submit medical committee recommendation and Aadhaar.
3. Financial clearance or cashless voucher issued.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Medical Board Certificate, Diagnostic Reports, Aadhaar Card, Income Certificate / Ration Card.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India