National Policy for Rare Diseases Financial Support (NPRD)
One-time financial support up to ₹50 Lakh for patients suffering from rare diseases (Group 1 and Group 2) for treatment at Centers of Excellence (CoEs).
Sum Insured / Cover
Up to ₹50 Lakh One-Time Assistance
Annual Premium
100% Free / Government Funded
Claim Settlement
99.0% (Direct Government Grant)
Network / Scope
500 Empaneled
✦ Key Benefits & Policy Coverage
One-time financial support up to ₹50 Lakh for patients suffering from rare diseases (Group 1 and Group 2) for treatment at Centers of Excellence (CoEs).
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Treatment strictly restricted to 12 designated National Centers of Excellence (AIIMS, PGI, etc.).
✦ Eligibility Requirements
Patients suffering from rare genetic disorders recommended by CoE Medical Committee.
✦ Application, Enrollment & Claims Process
1. Verify medical diagnosis at designated government medical college or Center of Excellence.
2. Submit medical committee recommendation and Aadhaar.
3. Financial clearance or cashless voucher issued.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Medical Board Certificate, Diagnostic Reports, Aadhaar Card, Income Certificate / Ration Card.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India