Agro-Climatic Zone 14 Western Dry Region Arid Crops Cover
Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.
Sum Insured / Cover
Thar Desert Extreme Drought & Locust Shield
Annual Premium
1.5% - 2% (Subsidized Farmer Share)
Claim Settlement
94.8% (NCIP Official Record)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Shifting sand dune encroachment not covered.
✦ Eligibility Requirements
Farmers in Jodhpur, Bikaner, Jaisalmer, and Barmer districts.
✦ Application, Enrollment & Claims Process
1. Verify village notified unit status on pmfby.gov.in.
2. Submit proposal via Bank / PACS / CSC before seasonal cutoff.
3. Keep sowing certificate and land records verified.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India