फसल बीमा✓ 100% सरकारी समर्थितRajasthanसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 14 Western Dry Region Arid Crops Cover
Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.
बीमा सुरक्षा कवरेजThar Desert Extreme Drought & Locust Shield
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers in Jodhpur, Bikaner, Jaisalmer, and Barmer districts.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Shifting sand dune encroachment not covered.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.