एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
100% सरकारी एवं सार्वजनिक उपक्रम (PSU) समर्थित

सरकारी बीमा निर्देशिका (Government Insurance Directory)

भारत में प्रत्येक सरकार-अधिसूचित और सार्वजनिक क्षेत्र की बीमा योजना का स्वतंत्र एवं गैर-व्यावसायिक मंच। पारदर्शी लाभ, वास्तविक पॉलिसी खामियां, आधिकारिक IRDAI क्लेम सेटलमेंट आंकड़े और शून्य कमीशन एजेंट।

शून्य एफिलिएट लिंककेवल सार्वजनिक उपक्रम (PSU) व सरकारी योजनाएं180-दिवसीय पुनः सत्यापन SLA
400
कुल सत्यापित योजनाएं
176
स्वास्थ्य बीमा योजनाएं
54
जीवन बीमा नीतियां
110
फसल बीमा योजनाएं
60
दुर्घटना सुरक्षा कवर

बीमा श्रेणियां एवं सामाजिक सुरक्षा स्तंभ

🏥176 नीतियां उपलब्ध

स्वास्थ्य बीमा (Health Insurance)

सुरक्षा: ₹5 लाख से ₹25 लाख तक कैशलेस उपचार

आयुष्मान भारत पीएम-जेएवाई (PM-JAY), 33 राज्यों की टॉप-अप योजनाएं (चिरंजीवी, आरोग्यश्री, स्वास्थ्य साथी), सीजीएचएस और ईएसआईसी अस्पताल नेटवर्क।

सभी स्वास्थ्य बीमा योजनाएं देखें→
🛡️54 नीतियां उपलब्ध

जीवन बीमा (Life Insurance)

सुरक्षा: ₹2 लाख सावधि जीवन सुरक्षा कवर

प्रधानमंत्री जीवन ज्योति बीमा योजना (PMJJBY मात्र ₹436/वर्ष), आम आदमी बीमा योजना (AABY) एवं एलआईसी सामाजिक सुरक्षा कोष।

सभी जीवन बीमा योजनाएं देखें→
🌾110 नीतियां उपलब्ध

फसल एवं कृषि बीमा (Crop Insurance)

सुरक्षा: उत्पादन एवं मौसम जोखिम वित्तीय सुरक्षा

प्रधानमंत्री फसल बीमा योजना (PMFBY), पुनर्गठित मौसम आधारित फसल बीमा (RWBCIS) एवं राज्य प्राकृतिक आपदा राहत कोष।

सभी फसल एवं कृषि बीमा योजनाएं देखें→
⚡60 नीतियां उपलब्ध

दुर्घटना एवं दिव्यांगता सुरक्षा (Accident Cover)

सुरक्षा: ₹2 लाख आकस्मिक मृत्यु व दिव्यांगता सुरक्षा

प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY मात्र ₹20/वर्ष), डीडीयू-जीकेवाई सुरक्षा कवर एवं असंगठित कामगार कल्याण कोष।

सभी दुर्घटना एवं दिव्यांगता सुरक्षा योजनाएं देखें→

प्रमुख सरकारी बीमा योजनाएं

केंद्र सरकार, राज्य सरकारों और सार्वजनिक उपक्रमों द्वारा अधिसूचित सत्यापित बीमा नीतियां।

🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Cover for Agricultural Tenants & Sharecroppers

Landless tenant cultivators identified by Gram Panchayat. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Cover for Traditional Leather & Wood Artisans

Artisans registered under Ministry of MSME / Vishwakarma scheme. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Life Protection for Handloom Weavers

Active rural handloom weavers registered under Ministry of Textiles. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Life Security for Khadi Artisans

Spinners and weavers certified by Khadi and Village Industries Commission (KVIC). Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Life Shield for Auto & Taxi Drivers

Commercial transport drivers registered with urban transport welfare unions. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Life Welfare for Beedi Rolling Workers

Beedi workers holding identification card under Labour Welfare Fund. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

AABY Social Security for Marine & Inland Fishermen

Traditional fishermen holding fisheries department registration. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
⚡Accident CoverGovt / PSU BackedAll IndiaEst. 2019

ASHA Community Health Worker Accidental Death Scheme

National Health Mission accidental death and permanent disability protection of ₹2 Lakh for rural ASHA workers.

🛡 ₹2 Lakh – ₹5 Lakh Lump Sum Compensation💵 100% Free / State Welfare Fund Funded📈 96.5% (Direct Welfare Board / DBT)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2007

Aam Aadmi Bima Yojana for Rural Landless Households

Head of rural landless family or one earning member aged 18-59. Includes free education scholarship for up to 2 high school children.

🛡 ₹30,000 (Natural) / ₹75,000 (Accidental)💵 100% Subsidized (Social Security Fund)📈 98.2% (LIC Social Security Fund)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedHimachal PradeshEst. 2016

Agro-Climatic Zone 1 Western Himalayan Temperate Crop Cover

Tailored crop coverage for terrace cultivation, barley, off-season peas, and potato in cold arid and temperate hill zones.

🛡 Himalayan Hill Agro-Ecosystem Cover💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedKarnatakaEst. 2016

Agro-Climatic Zone 10 Southern Plateau & Hills Dryland Millets Cover

Yield protection for ragi, bajra, groundnut, and redgram against early dry spells in semi-arid southern plateau.

🛡 Red Sandy Loam Dryland Millets Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedAndhra PradeshEst. 2016

Agro-Climatic Zone 11 East Coast Plains Coastal Saline Paddy Cover

Specialized coverage for coastal paddy, coconut, and cashew against storm surges and monsoon depressions.

🛡 Bay of Bengal Cyclone & Saline Inundation Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedKeralaEst. 2016

Agro-Climatic Zone 12 West Coast Plains Spice & Plantation Cover

Rainfall aberration and fungal disease protection for pepper, cardamom, arecanut, and paddy in humid coastal plains.

🛡 High Rainfall Western Ghats Plantation Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedGujaratEst. 2016

Agro-Climatic Zone 13 Gujarat Plains Groundnut & Cotton Cover

Drought and late monsoon withdrawal protection for groundnut, cotton, sesame, and castor.

🛡 Saurashtra & Kutch Arid-Semi Arid Crop Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedRajasthanEst. 2016

Agro-Climatic Zone 14 Western Dry Region Arid Crops Cover

Tailored crop insurance for arid pearlmillet (bajra), moth bean, clusterbean (guar), and cumin against severe arid heat and locust swarms.

🛡 Thar Desert Extreme Drought & Locust Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedAndaman and Nicobar IslandsEst. 2016

Agro-Climatic Zone 15 The Islands Coconut & Arecanut Cover

Yield risk coverage for island coconut, arecanut, banana, and spices against tropical cyclones and high wind shears.

🛡 Tropical Island High Humidity Risk Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedArunachal PradeshEst. 2016

Agro-Climatic Zone 2 Eastern Himalayan Rice & Maize Cover

Multi-peril protection for high-rainfall northeastern terrace rice, organic ginger, and high-altitude maize.

🛡 Eastern Hill Jhum & Valley Cover💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedWest BengalEst. 2016

Agro-Climatic Zone 3 Lower Gangetic Plain Flood Crop Cover

Protection against inundation of aman paddy, boro paddy, and jute crops in tidal and deltaic lower Bengal plains.

🛡 Alluvial Flood Plain Yield Protection💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedBiharEst. 2016

Agro-Climatic Zone 4 Middle Gangetic Plain Drought & Flood Cover

Comprehensive cover addressing high vulnerability to early dry spells followed by riverine flooding in northern Bihar and eastern UP.

🛡 Dual Peril Drought & Riverine Flood Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedUttar PradeshEst. 2016

Agro-Climatic Zone 5 Upper Gangetic Plain Multi-Crop Cover

Yield protection for intensive wheat-paddy-sugarcane crop rotation against unseasonal hail and canal breach waterlogging.

🛡 Intensive Canal Irrigated Cropping Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedPunjabEst. 2016

Agro-Climatic Zone 6 Trans-Gangetic Plain Wheat-Paddy Cover

Crop loss protection for high-yielding wheat, basmati paddy, and mustard against March terminal heat waves and hailstorms.

🛡 High Productivity Semi-Arid Yield Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedJharkhandEst. 2016

Agro-Climatic Zone 7 Eastern Plateau & Hills Tribal Agriculture Cover

Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.

🛡 Chota Nagpur Red Soil Rainfed Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedMadhya PradeshEst. 2016

Agro-Climatic Zone 8 Central Plateau & Hills Pulses-Oilseeds Cover

Multi-peril insurance for rainfed soybean, chickpea, lentil, and coriander against severe drought cycles.

🛡 Bundelkhand & Malwa Rainfed Crop Shield💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedMaharashtraEst. 2016

Agro-Climatic Zone 9 Western Plateau & Hills Cotton-Soybean Cover

Tailored protection for rainfed cotton, pigeonpea (tur), and soybean in drought-prone Marathwada and Vidarbha.

🛡 Deccan Black Cotton Soil Multi-Peril Cover💵 1.5% - 2% (Subsidized Farmer Share)📈 94.8% (NCIP Official Record)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAndaman and Nicobar IslandsEst. 2019

Andaman & Nicobar Islands Health Assurance Scheme

State-notified public health assurance program providing cashless medical treatment across Andaman And Nicobar Islands.

🛡 ₹5 Lakh + Mainland Transit Cover💵 100% Free / Subsidized by State📈 98.2% (Direct Cashless)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAndhra PradeshEst. 2019

Andhra Pradesh Dr. YSR Aarogyasri Health Scheme

State-notified public health assurance program providing cashless medical treatment across Andhra Pradesh.

🛡 Up to ₹25 Lakh Cashless Coverage💵 100% Free / Subsidized by State📈 98.2% (Direct Cashless)
Verified: 2026-09-18
Details
⚡Accident CoverGovt / PSU BackedAndhra PradeshEst. 2019

Andhra Pradesh YSR Bima Accidental Insurance Scheme

Direct financial relief of ₹5 Lakh for accidental death or permanent total disability for poor and unorganized families in AP.

🛡 ₹2 Lakh – ₹5 Lakh Lump Sum Compensation💵 100% Free / State Welfare Fund Funded📈 96.5% (Direct Welfare Board / DBT)
Verified: 2026-09-18
Details
⚡Accident CoverGovt / PSU BackedAll IndiaEst. 2019

Anganwadi Worker & Helper Accidental Ex-Gratia Scheme

Special accidental death cover of ₹2 Lakh for grassroots ICDS frontline Anganwadi workers.

🛡 ₹2 Lakh – ₹5 Lakh Lump Sum Compensation💵 100% Free / State Welfare Fund Funded📈 96.5% (Direct Welfare Board / DBT)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedArunachal PradeshEst. 2019

Arunachal Pradesh Chief Minister's Arogya Arunachal Yojana (CMAAY)

State-notified public health assurance program providing cashless medical treatment across Arunachal Pradesh.

🛡 ₹5 Lakh Cashless Cover💵 100% Free / Subsidized by State📈 98.2% (Direct Cashless)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAssamEst. 2019

Assam Ayushman Asom Mukhya Mantri Jan Arogya Yojana

State-notified public health assurance program providing cashless medical treatment across Assam.

🛡 ₹5 Lakh per family💵 100% Free / Subsidized by State📈 98.2% (Direct Cashless)
Verified: 2026-09-18
Details
⚡Accident CoverGovt / PSU BackedAssamEst. 2019

Assam Tea Garden Workers Accidental Relief Fund

Ex-gratia relief of ₹2 Lakh for fatal factory and garden workplace accidents in tea estates.

🛡 ₹2 Lakh – ₹5 Lakh Lump Sum Compensation💵 100% Free / State Welfare Fund Funded📈 96.5% (Direct Welfare Board / DBT)
Verified: 2026-09-18
Details
🛡️Life InsuranceGovt / PSU BackedAll IndiaEst. 2015

Atal Pension Yojana (APY) Sovereign Corpus Life Guarantee

Guaranteed monthly pension of ₹1,000 - ₹5,000 for subscriber with 100% pension continued to spouse, and complete corpus returned to nominee.

🛡 Lifelong Pension + Up to ₹8.5 Lakh Nominee Corpus💵 Nominal Monthly / Annual Contribution📈 98.5% (Sovereign Guaranteed)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAll IndiaEst. 2018

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

India's national flagship health assurance program providing ₹5 Lakh annual cashless treatment for secondary and tertiary care.

🛡 ₹5 Lakh per family per year💵 100% Free (Central & State funded)📈 98.5% (Direct Cashless Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAll IndiaEst. 2020

Ayushman Bharat Senior Citizens (70+ Age) Universal Health Top-Up

Dedicated ₹5 Lakh annual cashless healthcare top-up exclusively for citizens aged 70 years and above, over and above family floater limits. Universal coverage regardless of economic status.

🛡 ₹5 Lakh Exclusive Senior Cover💵 100% Free / Government Funded📈 99.0% (Direct Government Grant)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAll IndiaEst. 2021

Beedi Workers Welfare Fund Medical Assistance

Cashless medical treatment and specialized TB/cancer treatment reimbursement for beedi rollers.

🛡 ₹3 Lakh – ₹5 Lakh Cashless Cover💵 100% Subsidized (Welfare Cess funded)📈 95.5% (Welfare Board Settled)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedWest BengalEst. 2018

Betel Vine (Paan) Boroj Windstorm & Wilt Insurance

Structural collapse of betel vine shades (boroj) and root wilt disease compensation.

🛡 Direct Calamity Compensation / Input Subsidy💵 100% Free / Subsidized by State Disaster Fund📈 95.2% (Direct DBT)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedBiharEst. 2019

Bihar Mukhyamantri Jan Arogya Yojana (MMBJAY)

State-notified public health assurance program providing cashless medical treatment across Bihar.

🛡 ₹5 Lakh Cashless Cover💵 100% Free / Subsidized by State📈 98.2% (Direct Cashless)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedBiharEst. 2018

Bihar Rajya Fasal Sahayata Yojana (BRFSY)

100% state-funded crop assistance providing ₹7,500/ha for loss up to 20% and ₹10,000/ha for loss >20%.

🛡 Direct Calamity Compensation / Input Subsidy💵 100% Free / Subsidized by State Disaster Fund📈 95.2% (Direct DBT)
Verified: 2026-09-18
Details
⚡Accident CoverGovt / PSU BackedBiharEst. 2019

Bihar Shramik Durghatna Anudan Yojana

Financial assistance of ₹2 Lakh on accidental death and ₹1 Lakh on permanent disability for registered unorganized workers.

🛡 ₹2 Lakh – ₹5 Lakh Lump Sum Compensation💵 100% Free / State Welfare Fund Funded📈 96.5% (Direct Welfare Board / DBT)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedAndhra PradeshEst. 2018

Brackishwater Shrimp Culture Crop Insurance

Vannamei shrimp viral disease, oxygen crash, and cyclone flooding risk protection.

🛡 Direct Calamity Compensation / Input Subsidy💵 100% Free / Subsidized by State Disaster Fund📈 95.2% (Direct DBT)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAll IndiaEst. 2021

Building & Other Construction Workers (BOCW) Medical Welfare

Annual hospitalization reimbursement and critical illness financial grant up to ₹3 Lakh.

🛡 ₹3 Lakh – ₹5 Lakh Cashless Cover💵 100% Subsidized (Welfare Cess funded)📈 95.5% (Welfare Board Settled)
Verified: 2026-09-18
Details
🌾Crop InsuranceGovt / PSU BackedRajasthanEst. 2018

Camel & Pack Animal Livestock Insurance Scheme

Mortality cover for Raika/Rebari pastoral camel herds, horses, and donkeys against epidemics.

🛡 Direct Calamity Compensation / Input Subsidy💵 100% Free / Subsidized by State Disaster Fund📈 95.2% (Direct DBT)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedTripuraEst. 1954

Central Government Health Scheme (CGHS) — Agartala

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agartala.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Agra

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Agra.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedGujaratEst. 1954

Central Government Health Scheme (CGHS) — Ahmedabad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ahmedabad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMizoramEst. 1954

Central Government Health Scheme (CGHS) — Aizawl

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aizawl.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedRajasthanEst. 1954

Central Government Health Scheme (CGHS) — Ajmer

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ajmer.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Aligarh

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Aligarh.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedHaryanaEst. 1954

Central Government Health Scheme (CGHS) — Ambala

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Ambala.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedPunjabEst. 1954

Central Government Health Scheme (CGHS) — Amritsar

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Amritsar.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedWest BengalEst. 1954

Central Government Health Scheme (CGHS) — Asansol

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Asansol.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Bareilly

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bareilly.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKarnatakaEst. 1954

Central Government Health Scheme (CGHS) — Belagavi

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Belagavi.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKarnatakaEst. 1954

Central Government Health Scheme (CGHS) — Bengaluru

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bengaluru.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedOdishaEst. 1954

Central Government Health Scheme (CGHS) — Berhampur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Berhampur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedBiharEst. 1954

Central Government Health Scheme (CGHS) — Bhagalpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhagalpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMadhya PradeshEst. 1954

Central Government Health Scheme (CGHS) — Bhopal

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhopal.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedOdishaEst. 1954

Central Government Health Scheme (CGHS) — Bhubaneswar

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bhubaneswar.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedRajasthanEst. 1954

Central Government Health Scheme (CGHS) — Bikaner

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Bikaner.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedChandigarhEst. 1954

Central Government Health Scheme (CGHS) — Chandigarh

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chandigarh.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedTamil NaduEst. 1954

Central Government Health Scheme (CGHS) — Chennai

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Chennai.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedTamil NaduEst. 1954

Central Government Health Scheme (CGHS) — Coimbatore

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Coimbatore.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedOdishaEst. 1954

Central Government Health Scheme (CGHS) — Cuttack

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Cuttack.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttarakhandEst. 1954

Central Government Health Scheme (CGHS) — Dehradun

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dehradun.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedDelhiEst. 1954

Central Government Health Scheme (CGHS) — Delhi NCR

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Delhi NCR.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedJharkhandEst. 1954

Central Government Health Scheme (CGHS) — Dhanbad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Dhanbad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedHaryanaEst. 1954

Central Government Health Scheme (CGHS) — Faridabad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Faridabad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedSikkimEst. 1954

Central Government Health Scheme (CGHS) — Gangtok

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gangtok.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedBiharEst. 1954

Central Government Health Scheme (CGHS) — Gaya

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gaya.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Gorakhpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gorakhpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedAssamEst. 1954

Central Government Health Scheme (CGHS) — Guwahati

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Guwahati.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMadhya PradeshEst. 1954

Central Government Health Scheme (CGHS) — Gwalior

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Gwalior.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKarnatakaEst. 1954

Central Government Health Scheme (CGHS) — Hubballi-Dharwad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hubballi-Dharwad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedTelanganaEst. 1954

Central Government Health Scheme (CGHS) — Hyderabad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Hyderabad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedManipurEst. 1954

Central Government Health Scheme (CGHS) — Imphal

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Imphal.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMadhya PradeshEst. 1954

Central Government Health Scheme (CGHS) — Indore

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Indore.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMadhya PradeshEst. 1954

Central Government Health Scheme (CGHS) — Jabalpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jabalpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedRajasthanEst. 1954

Central Government Health Scheme (CGHS) — Jaipur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jaipur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedPunjabEst. 1954

Central Government Health Scheme (CGHS) — Jalandhar

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jalandhar.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedJammu and KashmirEst. 1954

Central Government Health Scheme (CGHS) — Jammu

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jammu.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedJharkhandEst. 1954

Central Government Health Scheme (CGHS) — Jamshedpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jamshedpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Jhansi

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jhansi.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedRajasthanEst. 1954

Central Government Health Scheme (CGHS) — Jodhpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Jodhpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Kanpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kanpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKeralaEst. 1954

Central Government Health Scheme (CGHS) — Kochi

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kochi.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedNagalandEst. 1954

Central Government Health Scheme (CGHS) — Kohima

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kohima.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedWest BengalEst. 1954

Central Government Health Scheme (CGHS) — Kolkata

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kolkata.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedRajasthanEst. 1954

Central Government Health Scheme (CGHS) — Kota

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kota.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKeralaEst. 1954

Central Government Health Scheme (CGHS) — Kozhikode

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Kozhikode.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Lucknow

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Lucknow.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedTamil NaduEst. 1954

Central Government Health Scheme (CGHS) — Madurai

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Madurai.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKarnatakaEst. 1954

Central Government Health Scheme (CGHS) — Mangaluru

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mangaluru.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Meerut

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Meerut.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedUttar PradeshEst. 1954

Central Government Health Scheme (CGHS) — Moradabad

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Moradabad.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMaharashtraEst. 1954

Central Government Health Scheme (CGHS) — Mumbai

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mumbai.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedBiharEst. 1954

Central Government Health Scheme (CGHS) — Muzaffarpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Muzaffarpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedKarnatakaEst. 1954

Central Government Health Scheme (CGHS) — Mysuru

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Mysuru.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedMaharashtraEst. 1954

Central Government Health Scheme (CGHS) — Nagpur

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Nagpur.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedGoaEst. 1954

Central Government Health Scheme (CGHS) — Panaji

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Panaji.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details
🏥Health InsuranceGovt / PSU BackedBiharEst. 1954

Central Government Health Scheme (CGHS) — Patna

Dedicated comprehensive health insurance and wellness network for Central Government staff and pensioners in Patna.

🛡 Comprehensive Comprehensive Cashless (No Upper Ceiling)💵 ₹250 – ₹1,000 / month (Pay-grade linked)📈 100% (Direct Government Settlement)
Verified: 2026-09-18
Details