फसल बीमा✓ 100% सरकारी समर्थितMaharashtraसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 9 Western Plateau & Hills Cotton-Soybean Cover
Tailored protection for rainfed cotton, pigeonpea (tur), and soybean in drought-prone Marathwada and Vidarbha.
बीमा सुरक्षा कवरेजDeccan Black Cotton Soil Multi-Peril Cover
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Tailored protection for rainfed cotton, pigeonpea (tur), and soybean in drought-prone Marathwada and Vidarbha.
📋पात्रता की शर्तें (Eligibility Rules)
Dryland farmers in Maharashtra and northern Karnataka.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Prolonged monsoon breaks covered under mid-season adversity provisions.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.