फसल बीमा✓ 100% सरकारी समर्थितKeralaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 12 West Coast Plains Spice & Plantation Cover
Rainfall aberration and fungal disease protection for pepper, cardamom, arecanut, and paddy in humid coastal plains.
बीमा सुरक्षा कवरेजHigh Rainfall Western Ghats Plantation Shield
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Rainfall aberration and fungal disease protection for pepper, cardamom, arecanut, and paddy in humid coastal plains.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers along Konkan, Goa, and Malabar coastal and Ghat zones.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Landslides on unapproved steep slope clearings excluded.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.