Building & Other Construction Workers (BOCW) Medical Welfare
Annual hospitalization reimbursement and critical illness financial grant up to ₹3 Lakh.
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Annual hospitalization reimbursement and critical illness financial grant up to ₹3 Lakh. Zero co-payment, full coverage of doctor fees, diagnostic tests, medications, and general ward room rent.
📋पात्रता की शर्तें (Eligibility Rules)
Active unorganized workers registered on e-Shram portal or state unorganized workers welfare board.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, e-Shram Card / Board ID, Bank Passbook, Ration Card.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Beneficiary must be registered with the relevant statutory welfare board or unorganized worker e-Shram portal. OPD clinic visits outside empaneled network are non-reimbursable.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify active registration on e-Shram portal or state welfare board. 2. Obtain Ayushman PVC card linked to e-Shram UAN. 3. Present UAN/Ayushman card at empaneled hospitals.