फसल बीमा✓ 100% सरकारी समर्थितGujaratसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 13 Gujarat Plains Groundnut & Cotton Cover
Drought and late monsoon withdrawal protection for groundnut, cotton, sesame, and castor.
बीमा सुरक्षा कवरेजSaurashtra & Kutch Arid-Semi Arid Crop Shield
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Drought and late monsoon withdrawal protection for groundnut, cotton, sesame, and castor.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers in plains and hills of Gujarat.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Saline ingress from Gulf of Kutch subject to coastal zone verification.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.