एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
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स्वास्थ्य बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Ayushman Bharat Senior Citizens (70+ Age) Universal Health Top-Up

Dedicated ₹5 Lakh annual cashless healthcare top-up exclusively for citizens aged 70 years and above, over and above family floater limits. Universal coverage regardless of economic status.

बीमा सुरक्षा कवरेज₹5 Lakh Exclusive Senior Cover
प्रीमियम दर100% Free / Government Funded
दावा निपटान अनुपात (CSR)99.0% (Direct Government Grant)
आरंभ वर्ष2020

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Dedicated ₹5 Lakh annual cashless healthcare top-up exclusively for citizens aged 70 years and above, over and above family floater limits. Universal coverage regardless of economic status.

📋पात्रता की शर्तें (Eligibility Rules)

All Indian citizens aged 70 years and above with Aadhaar.

📂आवश्यक दस्तावेज (Required Documents)

Medical Board Certificate, Diagnostic Reports, Aadhaar Card, Income Certificate / Ration Card.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Excludes OPD consultations. Shared room allocation in private hospitals.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Verify medical diagnosis at designated government medical college or Center of Excellence. 2. Submit medical committee recommendation and Aadhaar. 3. Financial clearance or cashless voucher issued.

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