फसल बीमा✓ 100% सरकारी समर्थितWest Bengalसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 3 Lower Gangetic Plain Flood Crop Cover
Protection against inundation of aman paddy, boro paddy, and jute crops in tidal and deltaic lower Bengal plains.
बीमा सुरक्षा कवरेजAlluvial Flood Plain Yield Protection
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Protection against inundation of aman paddy, boro paddy, and jute crops in tidal and deltaic lower Bengal plains.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers in alluvial deltaic zones of West Bengal.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Saline embankment breach relief requires district collector verification.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.