फसल बीमा✓ 100% सरकारी समर्थितJharkhandसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 7 Eastern Plateau & Hills Tribal Agriculture Cover
Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.
बीमा सुरक्षा कवरेजChota Nagpur Red Soil Rainfed Shield
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.
📋पात्रता की शर्तें (Eligibility Rules)
Tribal and smallholder cultivators in Jharkhand, Odisha, and Chhattisgarh.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Unbunded plateau runoff damage subject to field audit.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.