Agro-Climatic Zone 7 Eastern Plateau & Hills Tribal Agriculture Cover
Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.
Sum Insured / Cover
Chota Nagpur Red Soil Rainfed Shield
Annual Premium
1.5% - 2% (Subsidized Farmer Share)
Claim Settlement
94.8% (NCIP Official Record)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Drought resilience protection for upland paddy, minor millets, niger, and pulses in undulating rocky soils.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Unbunded plateau runoff damage subject to field audit.
✦ Eligibility Requirements
Tribal and smallholder cultivators in Jharkhand, Odisha, and Chhattisgarh.
✦ Application, Enrollment & Claims Process
1. Verify village notified unit status on pmfby.gov.in.
2. Submit proposal via Bank / PACS / CSC before seasonal cutoff.
3. Keep sowing certificate and land records verified.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
✦ Life Situations Where This Scheme Helps
🌾🏹
Farmer Relief & Crop Support
Income support, comprehensive crop insurance, subsidized fertilizers, seeds, and disaster relief for agricultural producers.
Tribal Community & Forest Dwellers
Van Dhan forest produce value addition, Eklavya Model Schools, PM-JANMAN PVTG development, and ST livelihood grants.
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India