जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Atal Pension Yojana (APY) Sovereign Corpus Life Guarantee
Guaranteed monthly pension of ₹1,000 - ₹5,000 for subscriber with 100% pension continued to spouse, and complete corpus returned to nominee.
बीमा सुरक्षा कवरेजLifelong Pension + Up to ₹8.5 Lakh Nominee Corpus
प्रीमियम दरNominal Monthly / Annual Contribution
दावा निपटान अनुपात (CSR)98.5% (Sovereign Guaranteed)
आरंभ वर्ष2015
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Guaranteed monthly pension of ₹1,000 - ₹5,000 for subscriber with 100% pension continued to spouse, and complete corpus returned to nominee.
📋पात्रता की शर्तें (Eligibility Rules)
Indian citizens aged 18 to 40 years holding savings bank account and not paying income tax.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Savings Bank Account, Nominee KYC.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Income tax payers are barred from enrolling in APY since October 2022.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Visit bank branch, post office, or CSC. 2. Submit auto-debit mandate and nominee details. 3. Receive policy confirmation certificate.