फसल बीमा✓ 100% सरकारी समर्थितBiharसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Agro-Climatic Zone 4 Middle Gangetic Plain Drought & Flood Cover
Comprehensive cover addressing high vulnerability to early dry spells followed by riverine flooding in northern Bihar and eastern UP.
बीमा सुरक्षा कवरेजDual Peril Drought & Riverine Flood Shield
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Comprehensive cover addressing high vulnerability to early dry spells followed by riverine flooding in northern Bihar and eastern UP.
📋पात्रता की शर्तें (Eligibility Rules)
Cultivators in middle Gangetic alluvial plains of Bihar and Eastern UP.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Enclosed diara land farming requires annual land verification.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.