एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

AABY Life Shield for Auto & Taxi Drivers

Commercial transport drivers registered with urban transport welfare unions. Includes free education scholarship for up to 2 high school children.

बीमा सुरक्षा कवरेज₹30,000 (Natural) / ₹75,000 (Accidental)
प्रीमियम दर100% Subsidized (Social Security Fund)
दावा निपटान अनुपात (CSR)98.2% (LIC Social Security Fund)
आरंभ वर्ष2007

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

₹30,000 upon natural death; ₹75,000 on death due to accident; ₹75,000 for permanent total disability; ₹37,500 for permanent partial disability. Free add-on Shiksha Sahayog scholarship of ₹100/month per child (max 2 children studying in 9th to 12th standard).

📋पात्रता की शर्तें (Eligibility Rules)

Rural landless household head or unorganized worker aged 18 to 59 years living below poverty line or marginally above.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Ration Card / BPL Certificate, Landless certificate from Tehsildar, School certificate for scholarship.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Only one earning member per household is covered. Maximum entry age is 59 years. Low sum insured compared to PMJJBY.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Apply through nodal agency (District Collectorate, State Welfare Board, or registered Cooperative Society). 2. Submit membership verification through Gram Panchayat. 3. Master policy issued by LIC Pension & Group Schemes branch.