KVIC / MINISTRY OF MSME OFFICIAL FORMULAS
PMEGP Capital Subsidy Calculator
Compute your exact government margin money subsidy (15% to 35%) and required promoter contribution under the Prime Minister's Employment Generation Programme.
Special category beneficiaries qualify for 5% margin money and up to 35% capital subsidy.
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₹1 Lakh₹20 Lakh (Service Cap)₹50 Lakh (Mfg Cap)
Government Capital Subsidy
₹5,25,000
Subsidy Rate: 35% (Locked in bank FD for 3 years)Own Margin (Promoter):₹75,000 (5%)
Bank Loan Required:₹14,25,000 (95%)
Net Effective Borrowing:₹9,00,000 (60%)
Official PMEGP Subsidy Rate Matrix
| Beneficiary Category | Own Contribution (Margin) | Urban Subsidy Rate | Rural Subsidy Rate |
|---|---|---|---|
| General Category | 10% of Project Cost | 15% | 25% |
| Special Category (Women / SC / ST / OBC / Minorities / PwD) | 5% of Project Cost | 25% | 35% |