भारतीय स्टेट बैंक (SBI) सप्लाई चेन फाइनेंस (e-VFS एवं e-DFS)
ऋण प्रदाता बैंक / संस्था: State Bank of India (SBI)
₹5 Lakh to ₹10 Crore MSME credit at 8.50% – 9.75% with Up to 12 months (Revolving) tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Automated digital invoice financing for MSME vendors and dealers of reputed corporate anchor buyers via SBI's supply chain web platform.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Instant liquidity against verified corporate invoices; paperless online discounting; 100% digital drawdowns.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Vendors/dealers with active supply contracts with corporate anchors empaneled with SBI.
जमानत / कोलेटरल आवश्यकता (Collateral)
Restricted to vendors or dealers tied up with pre-approved corporate anchors on SBI's supply chain finance portal.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Restricted to vendors or dealers tied up with pre-approved corporate anchors on SBI's supply chain finance portal.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://sbi.co.in/web/business/sme/sme-loans/supply-chain-finance with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for SBI Supply Chain Finance (e-VFS & e-DFS)?
Borrowers can avail ₹5 Lakh to ₹10 Crore with a repayment tenure of Up to 12 months (Revolving).
What are the processing charges and collateral terms for SBI Supply Chain Finance (e-VFS & e-DFS)?
The processing fee is 0.25% + GST. Collateral terms: Restricted to vendors or dealers tied up with pre-approved corporate anchors on SBI's supply chain finance portal.
What are the eligibility criteria for SBI Supply Chain Finance (e-VFS & e-DFS)?
Vendors/dealers with active supply contracts with corporate anchors empaneled with SBI. Minimum business vintage required is 1 year(s).
How can an applicant apply for SBI Supply Chain Finance (e-VFS & e-DFS)?
Apply online at https://sbi.co.in/web/business/sme/sme-loans/supply-chain-finance or visit nearest branch with KYC, Udyam registration, and bank statements.