एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
गैर-बैंकिंग वित्तीय कंपनी (NBFC)कार्यशील पूंजी ऋण (Working Capital)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

Kinara पूंजी HerVikas (महिला MSME Financing)

ऋण प्रदाता बैंक / संस्था: Kinara Capital (Visage Holdings and Finance)

₹1 Lakh to ₹30 Lakh MSME credit at 11.50% – 16.50% with Up to 4 years tenure.

अधिकतम ऋण राशि₹1 Lakh to ₹30 Lakh
ब्याज दर11.50% – 16.50%
पुनर्भुगतान अवधिUp to 4 years
प्रोसेसिंग शुल्क1.50% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Dedicated collateral-free credit initiative for women-owned MSMEs providing an automatic 1% interest rate discount.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

1% interest rate discount for women entrepreneurs; 60-day repayment holiday; 24-hour digital sanction.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Women MSME entrepreneurs with registered commercial units.

जमानत / कोलेटरल आवश्यकता (Collateral)

Restricted strictly to manufacturing, service, or retail units owned by women.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Restricted strictly to manufacturing, service, or retail units owned by women.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.kinaracapital.com/hervikas/ with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Kinara Capital HerVikas (Women MSME Financing)?

Borrowers can avail ₹1 Lakh to ₹30 Lakh with a repayment tenure of Up to 4 years.

What are the processing charges and collateral terms for Kinara Capital HerVikas (Women MSME Financing)?

The processing fee is 1.50% + GST. Collateral terms: Restricted strictly to manufacturing, service, or retail units owned by women.

What are the eligibility criteria for Kinara Capital HerVikas (Women MSME Financing)?

Women MSME entrepreneurs with registered commercial units. Minimum business vintage required is 1 year(s).

How can an applicant apply for Kinara Capital HerVikas (Women MSME Financing)?

Apply online at https://www.kinaracapital.com/hervikas/ or visit nearest branch with KYC, Udyam registration, and bank statements.