Kinara Capital HerVikas (Women MSME Financing)
Primary Lending Institution:Kinara Capital (Visage Holdings and Finance)
₹1 Lakh to ₹30 Lakh MSME credit at 11.50% – 16.50% with Up to 4 years tenure.
Restricted strictly to manufacturing, service, or retail units owned by women.
What is Kinara Capital HerVikas (Women MSME Financing)?
Dedicated collateral-free credit initiative for women-owned MSMEs providing an automatic 1% interest rate discount.
Key Benefits & Features
1% interest rate discount for women entrepreneurs; 60-day repayment holiday; 24-hour digital sanction.
CGTMSE / Bank Guarantee / Normal Security
Enterprise Eligibility Criteria
Women MSME entrepreneurs with registered commercial units.
How to Apply (3 Verified Paths)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.kinaracapital.com/hervikas/ with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
Documents Required Checklist
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
Frequently Asked Questions
What is the maximum loan tenure and amount for Kinara Capital HerVikas (Women MSME Financing)?
Borrowers can avail ₹1 Lakh to ₹30 Lakh with a repayment tenure of Up to 4 years.
What are the processing charges and collateral terms for Kinara Capital HerVikas (Women MSME Financing)?
The processing fee is 1.50% + GST. Collateral terms: Restricted strictly to manufacturing, service, or retail units owned by women.
What are the eligibility criteria for Kinara Capital HerVikas (Women MSME Financing)?
Women MSME entrepreneurs with registered commercial units. Minimum business vintage required is 1 year(s).
How can an applicant apply for Kinara Capital HerVikas (Women MSME Financing)?
Apply online at https://www.kinaracapital.com/hervikas/ or visit nearest branch with KYC, Udyam registration, and bank statements.