केनरा बैंक MSME CAP (पूंजी Asset खरीद)
ऋण प्रदाता बैंक / संस्था: Canara Bank
₹10 Lakh to ₹5 Crore MSME credit at 8.65% – 10.15% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Targeted machinery and equipment financing for manufacturing MSMEs modernizing production technology.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Finances up to 85% of machinery invoice cost; fast-track appraisal; moratorium during installation phase.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Manufacturing units with valid Udyam certificate and profitable operations.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires clear quotations from original equipment manufacturers (OEMs) and satisfactory production feasibility.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires clear quotations from original equipment manufacturers (OEMs) and satisfactory production feasibility.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://canarabank.com/msme-cap with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Canara MSME CAP (Capital Asset Purchase)?
Borrowers can avail ₹10 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Canara MSME CAP (Capital Asset Purchase)?
The processing fee is 0.50% + GST. Collateral terms: Requires clear quotations from original equipment manufacturers (OEMs) and satisfactory production feasibility.
What are the eligibility criteria for Canara MSME CAP (Capital Asset Purchase)?
Manufacturing units with valid Udyam certificate and profitable operations. Minimum business vintage required is 1 year(s).
How can an applicant apply for Canara MSME CAP (Capital Asset Purchase)?
Apply online at https://canarabank.com/msme-cap or visit nearest branch with KYC, Udyam registration, and bank statements.