भारतीय स्टेट बैंक (SBI) स्टैंड-अप इंडिया ऋण सुविधा
ऋण प्रदाता बैंक / संस्था: State Bank of India (SBI)
₹10 Lakh to ₹1 Crore MSME credit at 8.50% – 10.00% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Dedicated SBI facility implementing the national Stand-Up India mandate for women and SC/ST greenfield founders.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Sanctioned at every SBI commercial branch; lower margin money requirement (15%); CGFSI guarantee support.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Women or SC/ST promoters setting up first enterprise.
जमानत / कोलेटरल आवश्यकता (Collateral)
Strictly for greenfield ventures with at least 51% female or SC/ST ownership.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Strictly for greenfield ventures with at least 51% female or SC/ST ownership.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://sbi.co.in/web/business/sme/sme-loans/stand-up-india with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for SBI Stand Up India Facility?
Borrowers can avail ₹10 Lakh to ₹1 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for SBI Stand Up India Facility?
The processing fee is 0.25% + GST. Collateral terms: Strictly for greenfield ventures with at least 51% female or SC/ST ownership.
What are the eligibility criteria for SBI Stand Up India Facility?
Women or SC/ST promoters setting up first enterprise. Minimum business vintage required is 0 year(s).
How can an applicant apply for SBI Stand Up India Facility?
Apply online at https://sbi.co.in/web/business/sme/sme-loans/stand-up-india or visit nearest branch with KYC, Udyam registration, and bank statements.