Bank का Maharashtra Maha MSME ऋण योजना
ऋण प्रदाता बैंक / संस्था: Bank of Maharashtra
₹5 Lakh to ₹5 Crore MSME credit at 8.60% – 10.15% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Ranked among the most cost-effective PSU MSME loans, featuring lowest spreads over repo rate.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Competitive RLLR rates; digital sanction tracking; dedicated relationship managers in industrial clusters.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Manufacturing and service MSMEs with viable financial record.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires registered Udyam unit with positive net worth.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires registered Udyam unit with positive net worth.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://bankofmaharashtra.in/maha-msme-loan with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Bank of Maharashtra Maha MSME Loan Scheme?
Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Bank of Maharashtra Maha MSME Loan Scheme?
The processing fee is 0.35% + GST. Collateral terms: Requires registered Udyam unit with positive net worth.
What are the eligibility criteria for Bank of Maharashtra Maha MSME Loan Scheme?
Manufacturing and service MSMEs with viable financial record. Minimum business vintage required is 1 year(s).
How can an applicant apply for Bank of Maharashtra Maha MSME Loan Scheme?
Apply online at https://bankofmaharashtra.in/maha-msme-loan or visit nearest branch with KYC, Udyam registration, and bank statements.