NeoGrowth त्वरक POS एवं डिजिटल व्यवसाय ऋण
ऋण प्रदाता बैंक / संस्था: NeoGrowth Credit Pvt. Ltd.
₹1 Lakh to ₹75 Lakh MSME credit at 12.00% – 18.00% with Up to 3 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Transaction-backed business credit where daily or weekly repayments are automatically deducted from POS swipe / UPI volumes.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Daily micro-repayment model prevents month-end EMI strain; underwritten on POS swipe volume; fast sanction.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Retail stores, restaurants, pharmacies, and salons with card/UPI sales history.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires business to accept card swipe POS machines or digital merchant QR with regular transaction volumes.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires business to accept card swipe POS machines or digital merchant QR with regular transaction volumes.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.neogrowth.in/accelerator-business-loan/ with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for NeoGrowth Accelerator POS & Digital Business Loan?
Borrowers can avail ₹1 Lakh to ₹75 Lakh with a repayment tenure of Up to 3 years.
What are the processing charges and collateral terms for NeoGrowth Accelerator POS & Digital Business Loan?
The processing fee is 2.00% + GST. Collateral terms: Requires business to accept card swipe POS machines or digital merchant QR with regular transaction volumes.
What are the eligibility criteria for NeoGrowth Accelerator POS & Digital Business Loan?
Retail stores, restaurants, pharmacies, and salons with card/UPI sales history. Minimum business vintage required is 1 year(s).
How can an applicant apply for NeoGrowth Accelerator POS & Digital Business Loan?
Apply online at https://www.neogrowth.in/accelerator-business-loan/ or visit nearest branch with KYC, Udyam registration, and bank statements.