सार्वजनिक क्षेत्र का बैंक (PSU Bank)मशीनरी एवं उपकरण खरीद ऋण✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

Bank का Maharashtra Maha Doctor क्रेडिट Facility

ऋण प्रदाता बैंक / संस्था: Bank of Maharashtra

₹5 Lakh to ₹5 Crore MSME credit at 8.40% – 9.50% with Up to 7 years tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹5 Crore

ब्याज दर8.40% – 9.50%

पुनर्भुगतान अवधिUp to 7 years

प्रोसेसिंग शुल्कNil processing fee

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Customized medical financing for practitioners, nursing homes, and clinical laboratories.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Zero processing fees; concessional interest rates; collateral-free up to ₹2 Crore under CGTMSE.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Medical doctors and diagnostic healthcare providers.

जमानत / कोलेटरल आवश्यकता (Collateral)

Borrowers must be registered medical practitioners with valid registration council certificates.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Borrowers must be registered medical practitioners with valid registration council certificates.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://bankofmaharashtra.in/maha-doctor with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Bank of Maharashtra Maha Doctor Credit Facility?

Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.

What are the processing charges and collateral terms for Bank of Maharashtra Maha Doctor Credit Facility?

The processing fee is Nil processing fee. Collateral terms: Borrowers must be registered medical practitioners with valid registration council certificates.

What are the eligibility criteria for Bank of Maharashtra Maha Doctor Credit Facility?

Medical doctors and diagnostic healthcare providers. Minimum business vintage required is 0 year(s).

How can an applicant apply for Bank of Maharashtra Maha Doctor Credit Facility?

Apply online at https://bankofmaharashtra.in/maha-doctor or visit nearest branch with KYC, Udyam registration, and bank statements.