एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

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गैर-बैंकिंग वित्तीय कंपनी (NBFC)मियादी ऋण (Term Loan)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

Poonawalla Fincorp कोलेटरल-मुक्त बिजनेस लोन

ऋण प्रदाता बैंक / संस्था: Poonawalla Fincorp Ltd.

₹5 Lakh to ₹50 Lakh MSME credit at 10.50% – 14.50% with Up to 3 years tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹50 Lakh
ब्याज दर10.50% – 14.50%
पुनर्भुगतान अवधिUp to 3 years
प्रोसेसिंग शुल्क1.50% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Zero collateral business loan with fast approval and transparent fee structure from Poonawalla Fincorp.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Competitive interest rates; zero hidden charges; fast digital processing; flexible loan tenures.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Small business owners and self-employed professionals.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires minimum annual business turnover of ₹30 Lakh and clean banking statements.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires minimum annual business turnover of ₹30 Lakh and clean banking statements.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://poonawallafincorp.com/business-loan with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Poonawalla Fincorp Unsecured Business Loan?

Borrowers can avail ₹5 Lakh to ₹50 Lakh with a repayment tenure of Up to 3 years.

What are the processing charges and collateral terms for Poonawalla Fincorp Unsecured Business Loan?

The processing fee is 1.50% + GST. Collateral terms: Requires minimum annual business turnover of ₹30 Lakh and clean banking statements.

What are the eligibility criteria for Poonawalla Fincorp Unsecured Business Loan?

Small business owners and self-employed professionals. Minimum business vintage required is 2 year(s).

How can an applicant apply for Poonawalla Fincorp Unsecured Business Loan?

Apply online at https://poonawallafincorp.com/business-loan or visit nearest branch with KYC, Udyam registration, and bank statements.