एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
सिडबी प्रत्यक्ष वित्तपोषण (SIDBI Direct)मियादी ऋण (Term Loan)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

सिडबी (SIDBI) ARISE योजना के लिए Brownfield Expansion

ऋण प्रदाता बैंक / संस्था: Small Industries Development Bank of India (SIDBI)

₹25 Lakh to ₹5 Crore MSME credit at 8.40% – 9.60% with Up to 7 years tenure.

अधिकतम ऋण राशि₹25 Lakh to ₹5 Crore
ब्याज दर8.40% – 9.60%
पुनर्भुगतान अवधिUp to 7 years
प्रोसेसिंग शुल्क0.50% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Assistance to Re-energize Indian S-enterprises providing capital expenditure funding for modernization and automation.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Up to 80% financing of project cost; flexible moratorium; quick processing for existing healthy borrowers.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Operational MSMEs modernizing manufacturing infrastructure.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires minimum 2 years profitable operations in manufacturing or key service sectors.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires minimum 2 years profitable operations in manufacturing or key service sectors.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/arise with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for SIDBI ARISE Scheme for Brownfield Expansion?

Borrowers can avail ₹25 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.

What are the processing charges and collateral terms for SIDBI ARISE Scheme for Brownfield Expansion?

The processing fee is 0.50% + GST. Collateral terms: Requires minimum 2 years profitable operations in manufacturing or key service sectors.

What are the eligibility criteria for SIDBI ARISE Scheme for Brownfield Expansion?

Operational MSMEs modernizing manufacturing infrastructure. Minimum business vintage required is 2 year(s).

How can an applicant apply for SIDBI ARISE Scheme for Brownfield Expansion?

Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/arise or visit nearest branch with KYC, Udyam registration, and bank statements.