सार्वजनिक क्षेत्र का बैंक (PSU Bank)मशीनरी एवं उपकरण खरीद ऋण✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

पंजाब नेशनल बैंक (PNB) Sanjeevani योजना के लिए स्वास्थ्य सेवा MSMEs

ऋण प्रदाता बैंक / संस्था: Punjab National Bank (PNB)

₹10 Lakh to ₹50 Crore MSME credit at 8.50% – 9.75% with Up to 10 years tenure.

अधिकतम ऋण राशि₹10 Lakh to ₹50 Crore

ब्याज दर8.50% – 9.75%

पुनर्भुगतान अवधिUp to 10 years

प्रोसेसिंग शुल्क0.50% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Specialized medical infrastructure loan for doctors, hospitals, diagnostic clinics, and nursing homes to acquire high-tech medical machinery.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Finances up to 90% of medical equipment cost; repayment up to 10 years; concessional interest rates for greenfield clinics.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Registered medical practitioners and diagnostic centres.

जमानत / कोलेटरल आवश्यकता (Collateral)

Restricted to qualified medical professionals (MBBS/MD/BDS) and accredited healthcare facilities.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Restricted to qualified medical professionals (MBBS/MD/BDS) and accredited healthcare facilities.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.pnbindia.in/pnb-sanjeevani.html with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for PNB Sanjeevani Scheme for Healthcare MSMEs?

Borrowers can avail ₹10 Lakh to ₹50 Crore with a repayment tenure of Up to 10 years.

What are the processing charges and collateral terms for PNB Sanjeevani Scheme for Healthcare MSMEs?

The processing fee is 0.50% + GST. Collateral terms: Restricted to qualified medical professionals (MBBS/MD/BDS) and accredited healthcare facilities.

What are the eligibility criteria for PNB Sanjeevani Scheme for Healthcare MSMEs?

Registered medical practitioners and diagnostic centres. Minimum business vintage required is 0 year(s).

How can an applicant apply for PNB Sanjeevani Scheme for Healthcare MSMEs?

Apply online at https://www.pnbindia.in/pnb-sanjeevani.html or visit nearest branch with KYC, Udyam registration, and bank statements.