सार्वजनिक क्षेत्र का बैंक (PSU Bank)मशीनरी एवं उपकरण खरीद ऋण✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

केनरा बैंक Doctor Choice MSME Facility

ऋण प्रदाता बैंक / संस्था: Canara Bank

₹5 Lakh to ₹10 Crore MSME credit at 8.45% – 9.60% with Up to 10 years tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹10 Crore

ब्याज दर8.45% – 9.60%

पुनर्भुगतान अवधिUp to 10 years

प्रोसेसिंग शुल्क0.25% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Dedicated credit line for medical doctors, dentists, and radiologists to establish clinics and purchase diagnostic equipment.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

High loan quantum; lower interest rates; extended repayment tenure up to 10 years; zero collateral up to ₹2 Crore under CGTMSE.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Qualified medical professionals setting up healthcare practices.

जमानत / कोलेटरल आवश्यकता (Collateral)

Borrower must possess recognized medical degree (MBBS, MD, MS, BDS) and MCI/state medical council registration.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Borrower must possess recognized medical degree (MBBS, MD, MS, BDS) and MCI/state medical council registration.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://canarabank.com/doctor-choice with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Canara Doctor Choice MSME Facility?

Borrowers can avail ₹5 Lakh to ₹10 Crore with a repayment tenure of Up to 10 years.

What are the processing charges and collateral terms for Canara Doctor Choice MSME Facility?

The processing fee is 0.25% + GST. Collateral terms: Borrower must possess recognized medical degree (MBBS, MD, MS, BDS) and MCI/state medical council registration.

What are the eligibility criteria for Canara Doctor Choice MSME Facility?

Qualified medical professionals setting up healthcare practices. Minimum business vintage required is 0 year(s).

How can an applicant apply for Canara Doctor Choice MSME Facility?

Apply online at https://canarabank.com/doctor-choice or visit nearest branch with KYC, Udyam registration, and bank statements.