Baroda Vidyasthali योजना के लिए शैक्षणिक Institutes
ऋण प्रदाता बैंक / संस्था: Bank of Baroda (BOB)
₹25 Lakh to ₹20 Crore MSME credit at 8.50% – 9.75% with Up to 10 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Infrastructure development loan for registered educational trusts, societies, and colleges to build campuses and labs.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Long repayment tenure up to 10 years; competitive interest rates; moratorium during construction phase.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Registered education trusts and societies with minimum 3 years operational existence.
जमानत / कोलेटरल आवश्यकता (Collateral)
Restricted to recognized educational institutions with statutory affiliations and tax exemptions.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Restricted to recognized educational institutions with statutory affiliations and tax exemptions.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.bankofbaroda.in/business-banking/msme-banking/loans/baroda-vidyasthali with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Baroda Vidyasthali Scheme for Educational Institutes?
Borrowers can avail ₹25 Lakh to ₹20 Crore with a repayment tenure of Up to 10 years.
What are the processing charges and collateral terms for Baroda Vidyasthali Scheme for Educational Institutes?
The processing fee is 0.50% + GST. Collateral terms: Restricted to recognized educational institutions with statutory affiliations and tax exemptions.
What are the eligibility criteria for Baroda Vidyasthali Scheme for Educational Institutes?
Registered education trusts and societies with minimum 3 years operational existence. Minimum business vintage required is 3 year(s).
How can an applicant apply for Baroda Vidyasthali Scheme for Educational Institutes?
Apply online at https://www.bankofbaroda.in/business-banking/msme-banking/loans/baroda-vidyasthali or visit nearest branch with KYC, Udyam registration, and bank statements.