FlexiLoans MSME Merchant नकद Advance
ऋण प्रदाता बैंक / संस्था: FlexiLoans (Epimoney Pvt. Ltd.)
₹50,000 to ₹50 Lakh MSME credit at 12.00% – 19.00% with Up to 2 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
E-commerce and merchant advance loan specifically designed for sellers on Amazon, Flipkart, Myntra, and retail merchants.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Sanction in 24 hours; underwrites online seller marketplace transaction data; collateral-free.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Online sellers and retailers with monthly sales volume ≥ ₹50,000.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires active seller account on major e-commerce platforms or retail POS setup.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires active seller account on major e-commerce platforms or retail POS setup.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.flexiloans.com/merchant-cash-advance with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for FlexiLoans MSME Merchant Cash Advance?
Borrowers can avail ₹50,000 to ₹50 Lakh with a repayment tenure of Up to 2 years.
What are the processing charges and collateral terms for FlexiLoans MSME Merchant Cash Advance?
The processing fee is 2.00% + GST. Collateral terms: Requires active seller account on major e-commerce platforms or retail POS setup.
What are the eligibility criteria for FlexiLoans MSME Merchant Cash Advance?
Online sellers and retailers with monthly sales volume ≥ ₹50,000. Minimum business vintage required is 1 year(s).
How can an applicant apply for FlexiLoans MSME Merchant Cash Advance?
Apply online at https://www.flexiloans.com/merchant-cash-advance or visit nearest branch with KYC, Udyam registration, and bank statements.