एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
निजी क्षेत्र का बैंक (Private Bank)मियादी ऋण (Term Loan)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

फेडरल बैंक Fed व्यवसाय ऋण

ऋण प्रदाता बैंक / संस्था: Federal Bank

₹5 Lakh to ₹2.5 Crore MSME credit at 8.95% – 11.50% with Up to 7 years tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹2.5 Crore
ब्याज दर8.95% – 11.50%
पुनर्भुगतान अवधिUp to 7 years
प्रोसेसिंग शुल्क0.50% to 1.00% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Competitive SME credit facility with strong branch network across South India and major commercial centres.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Transparent pricing linked to repo rate; customized term loan and cash credit; quick processing.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

MSMEs with commercial existence of at least 2 years.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires collateral security or CGTMSE guarantee coverage.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires collateral security or CGTMSE guarantee coverage.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.federalbank.co.in/fed-business-loan with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Federal Bank Fed Business Loan?

Borrowers can avail ₹5 Lakh to ₹2.5 Crore with a repayment tenure of Up to 7 years.

What are the processing charges and collateral terms for Federal Bank Fed Business Loan?

The processing fee is 0.50% to 1.00% + GST. Collateral terms: Requires collateral security or CGTMSE guarantee coverage.

What are the eligibility criteria for Federal Bank Fed Business Loan?

MSMEs with commercial existence of at least 2 years. Minimum business vintage required is 2 year(s).

How can an applicant apply for Federal Bank Fed Business Loan?

Apply online at https://www.federalbank.co.in/fed-business-loan or visit nearest branch with KYC, Udyam registration, and bank statements.