Aditya Birla Finance MSME मियादी ऋण (टर्म लोन)
ऋण प्रदाता बैंक / संस्था: Aditya Birla Finance Ltd.
₹10 Lakh to ₹10 Crore MSME credit at 9.50% – 13.50% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Comprehensive SME financing solution providing capital expenditure and working capital facilities.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
High loan eligibility; digital document upload; personalized relationship desk; brand trust of Aditya Birla Group.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Established small and medium enterprises with steady EBITDA.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires 3 years audited financial statements and minimum annual turnover of ₹1 Crore.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires 3 years audited financial statements and minimum annual turnover of ₹1 Crore.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.adityabirlacapital.com/business-loans with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Aditya Birla Finance MSME Term Loan?
Borrowers can avail ₹10 Lakh to ₹10 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Aditya Birla Finance MSME Term Loan?
The processing fee is 1.00% + GST. Collateral terms: Requires 3 years audited financial statements and minimum annual turnover of ₹1 Crore.
What are the eligibility criteria for Aditya Birla Finance MSME Term Loan?
Established small and medium enterprises with steady EBITDA. Minimum business vintage required is 3 year(s).
How can an applicant apply for Aditya Birla Finance MSME Term Loan?
Apply online at https://www.adityabirlacapital.com/business-loans or visit nearest branch with KYC, Udyam registration, and bank statements.