Lendingkart Unsecured MSME व्यवसाय ऋण
ऋण प्रदाता बैंक / संस्था: Lendingkart Finance Ltd.
₹50,000 to ₹50 Lakh MSME credit at 12.00% – 18.00% with Up to 3 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
100% digital collateral-free business loan evaluated via machine learning algorithms on bank statements.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Sanction in 24 hours; zero physical documentation; 100% online process; ideal for urgent working capital.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Micro-business owners, online sellers, and traders with at least 6 months bank statement history.
जमानत / कोलेटरल आवश्यकता (Collateral)
Higher APR reflects unsecured fintech underwriting risk. Minimum monthly sales of ₹30,000 required.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Higher APR reflects unsecured fintech underwriting risk. Minimum monthly sales of ₹30,000 required.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.lendingkart.com/business-loan/ with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Lendingkart Unsecured MSME Business Loan?
Borrowers can avail ₹50,000 to ₹50 Lakh with a repayment tenure of Up to 3 years.
What are the processing charges and collateral terms for Lendingkart Unsecured MSME Business Loan?
The processing fee is 1.50% to 2.50% + GST. Collateral terms: Higher APR reflects unsecured fintech underwriting risk. Minimum monthly sales of ₹30,000 required.
What are the eligibility criteria for Lendingkart Unsecured MSME Business Loan?
Micro-business owners, online sellers, and traders with at least 6 months bank statement history. Minimum business vintage required is 1 year(s).
How can an applicant apply for Lendingkart Unsecured MSME Business Loan?
Apply online at https://www.lendingkart.com/business-loan/ or visit nearest branch with KYC, Udyam registration, and bank statements.