एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
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गैर-बैंकिंग वित्तीय कंपनी (NBFC)मियादी ऋण (Term Loan)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

Shriram Finance MSME Secured ऋण

ऋण प्रदाता बैंक / संस्था: Shriram Finance Ltd.

₹3 Lakh to ₹3 Crore MSME credit at 10.00% – 15.00% with Up to 7 years tenure.

अधिकतम ऋण राशि₹3 Lakh to ₹3 Crore
ब्याज दर10.00% – 15.00%
पुनर्भुगतान अवधिUp to 7 years
प्रोसेसिंग शुल्क1.50% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Grassroots business loan backed by commercial property, machinery, or stock from India's largest retail NBFC.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Extensive semi-urban and rural branch presence; understands grassroots trade dynamics; flexible documentation.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Micro and small enterprise owners in semi-urban and rural trade centres.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires mortgage of immovable property or hypothecation of high-value business assets.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires mortgage of immovable property or hypothecation of high-value business assets.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.shriramfinance.in/business-loan with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Shriram Finance MSME Secured Loan?

Borrowers can avail ₹3 Lakh to ₹3 Crore with a repayment tenure of Up to 7 years.

What are the processing charges and collateral terms for Shriram Finance MSME Secured Loan?

The processing fee is 1.50% + GST. Collateral terms: Requires mortgage of immovable property or hypothecation of high-value business assets.

What are the eligibility criteria for Shriram Finance MSME Secured Loan?

Micro and small enterprise owners in semi-urban and rural trade centres. Minimum business vintage required is 1 year(s).

How can an applicant apply for Shriram Finance MSME Secured Loan?

Apply online at https://www.shriramfinance.in/business-loan or visit nearest branch with KYC, Udyam registration, and bank statements.