Shriram Finance MSME Secured Loan
Primary Lending Institution:Shriram Finance Ltd.
₹3 Lakh to ₹3 Crore MSME credit at 10.00% – 15.00% with Up to 7 years tenure.
Requires mortgage of immovable property or hypothecation of high-value business assets.
What is Shriram Finance MSME Secured Loan?
Grassroots business loan backed by commercial property, machinery, or stock from India's largest retail NBFC.
Key Benefits & Features
Extensive semi-urban and rural branch presence; understands grassroots trade dynamics; flexible documentation.
CGTMSE / Bank Guarantee / Normal Security
Enterprise Eligibility Criteria
Micro and small enterprise owners in semi-urban and rural trade centres.
How to Apply (3 Verified Paths)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.shriramfinance.in/business-loan with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
Documents Required Checklist
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
Frequently Asked Questions
What is the maximum loan tenure and amount for Shriram Finance MSME Secured Loan?
Borrowers can avail ₹3 Lakh to ₹3 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Shriram Finance MSME Secured Loan?
The processing fee is 1.50% + GST. Collateral terms: Requires mortgage of immovable property or hypothecation of high-value business assets.
What are the eligibility criteria for Shriram Finance MSME Secured Loan?
Micro and small enterprise owners in semi-urban and rural trade centres. Minimum business vintage required is 1 year(s).
How can an applicant apply for Shriram Finance MSME Secured Loan?
Apply online at https://www.shriramfinance.in/business-loan or visit nearest branch with KYC, Udyam registration, and bank statements.