सिडबी (SIDBI) Ubharte Sitaare कार्यक्रम के लिए निर्यात MSMEs
ऋण प्रदाता बैंक / संस्था: Small Industries Development Bank of India (SIDBI)
₹50 Lakh to ₹20 Crore MSME credit at 8.25% – 9.50% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Joint fund by SIDBI and Exim Bank identifying and financing Indian MSMEs with high potential in global exports.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Combines debt and equity; global market entry advisory; foreign currency lending options; technology upgradation.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Exporting MSMEs with demonstrated global export orders.
जमानत / कोलेटरल आवश्यकता (Collateral)
Restricted to export-oriented MSMEs possessing unique technological capability or differentiated export product.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Restricted to export-oriented MSMEs possessing unique technological capability or differentiated export product.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/ubharte-sitaare with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for SIDBI Ubharte Sitaare Program for Export MSMEs?
Borrowers can avail ₹50 Lakh to ₹20 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for SIDBI Ubharte Sitaare Program for Export MSMEs?
The processing fee is 0.50% + GST. Collateral terms: Restricted to export-oriented MSMEs possessing unique technological capability or differentiated export product.
What are the eligibility criteria for SIDBI Ubharte Sitaare Program for Export MSMEs?
Exporting MSMEs with demonstrated global export orders. Minimum business vintage required is 3 year(s).
How can an applicant apply for SIDBI Ubharte Sitaare Program for Export MSMEs?
Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/ubharte-sitaare or visit nearest branch with KYC, Udyam registration, and bank statements.