एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
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सार्वजनिक क्षेत्र का बैंक (PSU Bank)मशीनरी एवं उपकरण खरीद ऋण✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

बैंक ऑफ इंडिया Star Doctor Plus चिकित्सा ऋण

ऋण प्रदाता बैंक / संस्था: Bank of India

₹5 Lakh to ₹5 Crore MSME credit at 8.45% – 9.55% with Up to 7 years tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹5 Crore
ब्याज दर8.45% – 9.55%
पुनर्भुगतान अवधिUp to 7 years
प्रोसेसिंग शुल्क0.25% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Concessional credit scheme for medical professionals to purchase diagnostic machinery and set up clinic infrastructure.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Concessional interest rate; nil collateral up to ₹2 Crore under CGTMSE; fast-track appraisal.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Medical practitioners and diagnostic lab founders.

जमानत / कोलेटरल आवश्यकता (Collateral)

Restricted to qualified medical doctors with recognized registrations.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Restricted to qualified medical doctors with recognized registrations.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://bankofindia.co.in/star-doctor-plus with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Bank of India Star Doctor Plus Medical Loan?

Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.

What are the processing charges and collateral terms for Bank of India Star Doctor Plus Medical Loan?

The processing fee is 0.25% + GST. Collateral terms: Restricted to qualified medical doctors with recognized registrations.

What are the eligibility criteria for Bank of India Star Doctor Plus Medical Loan?

Medical practitioners and diagnostic lab founders. Minimum business vintage required is 0 year(s).

How can an applicant apply for Bank of India Star Doctor Plus Medical Loan?

Apply online at https://bankofindia.co.in/star-doctor-plus or visit nearest branch with KYC, Udyam registration, and bank statements.