यूनियन बैंक ऑफ इंडिया Union Rent (Mortgage Against Rent Receivables)
ऋण प्रदाता बैंक / संस्था: Union Bank of India
₹5 Lakh to ₹10 Crore MSME credit at 8.85% – 10.75% with Up to 10 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Loan against future rent receivables from reputed corporate or government tenants leasing commercial property.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Monetizes commercial rental streams; long tenure up to 10 years; funds can be deployed for any business expansion.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Commercial property owners with active lease contracts.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires registered lease deed with reputed corporate, bank, or government agency with tripartite agreement.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires registered lease deed with reputed corporate, bank, or government agency with tripartite agreement.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.unionbankofindia.co.in/english/union-rent.aspx with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Union Bank Union Rent (Mortgage Against Rent Receivables)?
Borrowers can avail ₹5 Lakh to ₹10 Crore with a repayment tenure of Up to 10 years.
What are the processing charges and collateral terms for Union Bank Union Rent (Mortgage Against Rent Receivables)?
The processing fee is 0.50% + GST. Collateral terms: Requires registered lease deed with reputed corporate, bank, or government agency with tripartite agreement.
What are the eligibility criteria for Union Bank Union Rent (Mortgage Against Rent Receivables)?
Commercial property owners with active lease contracts. Minimum business vintage required is 1 year(s).
How can an applicant apply for Union Bank Union Rent (Mortgage Against Rent Receivables)?
Apply online at https://www.unionbankofindia.co.in/english/union-rent.aspx or visit nearest branch with KYC, Udyam registration, and bank statements.