एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
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सरकारी विकास एजेंसी (Govt Agency)कार्यशील पूंजी ऋण (Working Capital)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

NSIC Raw Material सहायता योजना (RMA)

₹5 Lakh to ₹5 Crore MSME credit at 8.50% – 10.00% with Up to 90 days per cycle (Revolving) tenure.

अधिकतम ऋण राशि₹5 Lakh to ₹5 Crore
ब्याज दर8.50% – 10.00%
पुनर्भुगतान अवधिUp to 90 days per cycle (Revolving)
प्रोसेसिंग शुल्कNominal administrative charge

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Working capital facility by National Small Industries Corporation (NSIC) financing the procurement of bulk indigenous/imported raw material.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Enables bulk raw material purchases at volume discounts; credit up to 90 days against bank guarantee; cash flow optimization.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Manufacturing micro and small enterprises with valid Udyam certificate.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires bank guarantee from a commercial bank as security.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires bank guarantee from a commercial bank as security.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.nsic.co.in/schemes/raw-material-assistance with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for NSIC Raw Material Assistance Scheme (RMA)?

Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 90 days per cycle (Revolving).

What are the processing charges and collateral terms for NSIC Raw Material Assistance Scheme (RMA)?

The processing fee is Nominal administrative charge. Collateral terms: Requires bank guarantee from a commercial bank as security.

What are the eligibility criteria for NSIC Raw Material Assistance Scheme (RMA)?

Manufacturing micro and small enterprises with valid Udyam certificate. Minimum business vintage required is 1 year(s).

How can an applicant apply for NSIC Raw Material Assistance Scheme (RMA)?

Apply online at https://www.nsic.co.in/schemes/raw-material-assistance or visit nearest branch with KYC, Udyam registration, and bank statements.