यूनियन बैंक ऑफ इंडिया Union महिला उद्यम (महिला उद्यमी ऋण)
ऋण प्रदाता बैंक / संस्था: Union Bank of India
₹5 Lakh to ₹1 Crore MSME credit at 8.40% – 9.65% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Targeted loan for women-owned enterprises providing 0.50% interest concession and full waiver of processing fees.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Concessional interest rate; nil processing fee; credit guarantee support; handholding assistance.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Women entrepreneurs across manufacturing, services, or trading.
जमानत / कोलेटरल आवश्यकता (Collateral)
Enterprise must be at least 51% owned and actively managed by women.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Enterprise must be at least 51% owned and actively managed by women.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.unionbankofindia.co.in/english/union-mahila-udyam.aspx with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Union Bank Union Mahila Udyam (Women Entrepreneurs)?
Borrowers can avail ₹5 Lakh to ₹1 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Union Bank Union Mahila Udyam (Women Entrepreneurs)?
The processing fee is Nil processing fee. Collateral terms: Enterprise must be at least 51% owned and actively managed by women.
What are the eligibility criteria for Union Bank Union Mahila Udyam (Women Entrepreneurs)?
Women entrepreneurs across manufacturing, services, or trading. Minimum business vintage required is 0 year(s).
How can an applicant apply for Union Bank Union Mahila Udyam (Women Entrepreneurs)?
Apply online at https://www.unionbankofindia.co.in/english/union-mahila-udyam.aspx or visit nearest branch with KYC, Udyam registration, and bank statements.