एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

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गैर-बैंकिंग वित्तीय कंपनी (NBFC)मियादी ऋण (Term Loan)✓ CGTMSE / Bank Guarantee / Normal Securityसत्यापित: 2026-09-29 (180-दिवसीय SLA)

हीरो फिनकॉर्प MSME कोलेटरल-मुक्त बिजनेस लोन

ऋण प्रदाता बैंक / संस्था: Hero FinCorp Ltd.

₹3 Lakh to ₹40 Lakh MSME credit at 11.50% – 16.50% with Up to 3 years tenure.

अधिकतम ऋण राशि₹3 Lakh to ₹40 Lakh
ब्याज दर11.50% – 16.50%
पुनर्भुगतान अवधिUp to 3 years
प्रोसेसिंग शुल्क1.50% to 2.00% + GST

💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Collateral-free business loan from Hero FinCorp providing immediate growth capital for micro-enterprises.

प्रमुख लाभ एवं व्यावसायिक विशेषताएं

Zero collateral requirement; quick digital application; minimal documentation; pan-India reach.

📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)

व्यावसायिक पात्रता शर्तें

Proprietors, traders, and small enterprise owners.

जमानत / कोलेटरल आवश्यकता (Collateral)

Requires minimum 2 years business existence and verified bank statement cash flows.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Zero prepayment penalty on floating rate loans as per regulatory norms

📂आवश्यक दस्तावेज (Required Documents)

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires minimum 2 years business existence and verified bank statement cash flows.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online via business net banking or approach loan account manager.

2. नए उद्यमी (ऑनलाइन):

Apply online at https://www.herofincorp.com/business-loans with digital KYC and financial statements.

3. बैंक शाखा में जाकर:

Visit nearest MSME branch of the institution with business registration and bank statements.

आधिकारिक आवेदन पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure and amount for Hero FinCorp MSME Unsecured Business Loan?

Borrowers can avail ₹3 Lakh to ₹40 Lakh with a repayment tenure of Up to 3 years.

What are the processing charges and collateral terms for Hero FinCorp MSME Unsecured Business Loan?

The processing fee is 1.50% to 2.00% + GST. Collateral terms: Requires minimum 2 years business existence and verified bank statement cash flows.

What are the eligibility criteria for Hero FinCorp MSME Unsecured Business Loan?

Proprietors, traders, and small enterprise owners. Minimum business vintage required is 2 year(s).

How can an applicant apply for Hero FinCorp MSME Unsecured Business Loan?

Apply online at https://www.herofincorp.com/business-loans or visit nearest branch with KYC, Udyam registration, and bank statements.