केनरा बैंक Nari Shakti महिला MSME ऋण
ऋण प्रदाता बैंक / संस्था: Canara Bank
₹5 Lakh to ₹1 Crore MSME credit at 8.40% – 9.75% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Specialized credit scheme for women entrepreneurs offering an interest concession of 0.50% and complete waiver of processing charges.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
0.50% interest concession over applicable RLLR; zero processing charges; composite term loan and cash credit; CGTMSE cover support.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Women entrepreneurs managing micro or small business ventures.
जमानत / कोलेटरल आवश्यकता (Collateral)
Women must hold at least 51% proprietary/equity stake in the borrowing enterprise.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Women must hold at least 51% proprietary/equity stake in the borrowing enterprise.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://canarabank.com/nari-shakti with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Canara Nari Shakti Women MSME Loan?
Borrowers can avail ₹5 Lakh to ₹1 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Canara Nari Shakti Women MSME Loan?
The processing fee is 100% processing fee waiver. Collateral terms: Women must hold at least 51% proprietary/equity stake in the borrowing enterprise.
What are the eligibility criteria for Canara Nari Shakti Women MSME Loan?
Women entrepreneurs managing micro or small business ventures. Minimum business vintage required is 1 year(s).
How can an applicant apply for Canara Nari Shakti Women MSME Loan?
Apply online at https://canarabank.com/nari-shakti or visit nearest branch with KYC, Udyam registration, and bank statements.