सिडबी (SIDBI) SPEED PLUS (100% Financing के लिए High-End उपकरण)
ऋण प्रदाता बैंक / संस्था: Small Industries Development Bank of India (SIDBI)
₹50 Lakh to ₹5 Crore MSME credit at 8.25% – 9.40% with Up to 5 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Enhanced direct lending machinery acquisition facility for high-growth manufacturing MSMEs with strong export or domestic corporate orders.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
100% financing of equipment cost; fast-track appraisal; no third-party collateral required; direct disbursement to machinery supplier.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Manufacturing MSMEs with strong corporate vendor ratings.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires investment in new plant and machinery only. Second-hand machinery strictly ineligible.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires investment in new plant and machinery only. Second-hand machinery strictly ineligible.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/speed-plus with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for SIDBI SPEED PLUS (100% Financing for High-End Equipment)?
Borrowers can avail ₹50 Lakh to ₹5 Crore with a repayment tenure of Up to 5 years.
What are the processing charges and collateral terms for SIDBI SPEED PLUS (100% Financing for High-End Equipment)?
The processing fee is 0.25% + GST. Collateral terms: Requires investment in new plant and machinery only. Second-hand machinery strictly ineligible.
What are the eligibility criteria for SIDBI SPEED PLUS (100% Financing for High-End Equipment)?
Manufacturing MSMEs with strong corporate vendor ratings. Minimum business vintage required is 3 year(s).
How can an applicant apply for SIDBI SPEED PLUS (100% Financing for High-End Equipment)?
Apply online at https://www.sidbi.in/en/products-and-services/direct-lending/speed-plus or visit nearest branch with KYC, Udyam registration, and bank statements.